North Carolina · HMDA 2025
Mortgage lenders in Durham County, NC
437 lenders reported 14,512 home-loan applications in Durham County in 2025. 7,684 closed as loans ($2.7B), 1,959 were denied — a 19.6% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 19% of applications, led by STATE EMPLOYEES'. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,512
- Loans originated
- 7,684
- Purchase / refinance
- 4,409 / 1,903
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Durham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 1,547 | 10.7% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 642 | 4.4% | — |
| 3 | Rocket Mortgage, LLC | 623 | 4.3% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 571 | 3.9% | 40.8% |
| 5 | LENNAR MORTGAGE, LLC | 467 | 3.2% | — |
| 6 | COASTAL Federal Credit Union 66 out of 100, Moderate | 466 | 3.2% | 28.9% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 410 | 2.8% | 14.1% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 410 | 2.8% | — |
| 9 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 396 | 2.7% | 22.5% |
| 10 | NEWREZ LLC | 303 | 2.1% | — |
| 11 | PULTE MORTGAGE LLC | 291 | 2.0% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 290 | 2.0% | 44.7% |
| 13 | FREEDOM MORTGAGE CORPORATION | 250 | 1.7% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 229 | 1.6% | 32.9% |
| 15 | MOVEMENT MORTGAGE, LLC | 223 | 1.5% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 221 | 1.5% | — |
| 17 | CORPORATE INVESTORS MORTGAGE GROUP, INC | 213 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 205 | 1.4% | — |
| 19 | First National Bank of Pennsylvania 64 out of 100, Moderate | 179 | 1.2% | 26.6% |
| 20 | PNC Bank, National Association 62 out of 100, Moderate | 147 | 1.0% | 33.8% |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 140 | 1.0% | — |
| 22 | American Security Mortgage Corp. | 138 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 137 | 0.9% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 136 | 0.9% | 22.2% |
| 25 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 127 | 0.9% | 2.2% |
| 26 | GUARANTEED RATE, INC. | 126 | 0.9% | — |
| 27 | Fifth Third Bank, National Association 62 out of 100, Moderate | 126 | 0.9% | 34.0% |
| 28 | Broker Solutions, Inc. | 121 | 0.8% | — |
| 29 | Loandepot.Com, LLC | 120 | 0.8% | — |
| 30 | PHH Mortgage Corporation | 120 | 0.8% | — |
| 31 | VELOCIO MORTGAGE L.L.C. | 117 | 0.8% | — |
| 32 | AmeriSave Mortgage Corporation | 110 | 0.8% | — |
| 33 | Mortgage Research Center, LLC | 106 | 0.7% | — |
| 34 | KBHS HOME LOANS, LLC | 104 | 0.7% | — |
| 35 | Prosperity Home Mortgage, LLC | 102 | 0.7% | — |
| 36 | Pinnacle Bank 60 out of 100, Moderate | 101 | 0.7% | 17.5% |
| 37 | LENDINGONE, LLC | 93 | 0.6% | — |
| 38 | Kiavi Funding, Inc. | 90 | 0.6% | — |
| 39 | ZILLOW HOME LOANS, LLC | 83 | 0.6% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 81 | 0.6% | 3.0% |
Top 40 of 437 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps
- New Hanover County 12,317 apps