North Carolina · HMDA 2025
Mortgage lenders in Gaston County, NC
427 lenders reported 13,863 home-loan applications in Gaston County in 2025. 7,009 closed as loans ($2.0B), 2,322 were denied — a 23.9% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 16% of applications, led by STATE EMPLOYEES'. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,863
- Loans originated
- 7,009
- Purchase / refinance
- 3,906 / 2,040
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gaston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 821 | 5.9% | — |
| 2 | Rocket Mortgage, LLC | 781 | 5.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 568 | 4.1% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 555 | 4.0% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 473 | 3.4% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 454 | 3.3% | 40.8% |
| 7 | Loandepot.Com, LLC | 414 | 3.0% | — |
| 8 | Truliant Federal Credit Union 67 out of 100, Moderate | 390 | 2.8% | 50.3% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 369 | 2.7% | 44.7% |
| 10 | MOVEMENT MORTGAGE, LLC | 359 | 2.6% | — |
| 11 | NEWREZ LLC | 275 | 2.0% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 258 | 1.9% | 14.1% |
| 13 | DHI MORTGAGE COMPANY, LTD. | 242 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 224 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 221 | 1.6% | — |
| 16 | Mortgage Research Center, LLC | 197 | 1.4% | — |
| 17 | First National Bank of Pennsylvania 64 out of 100, Moderate | 191 | 1.4% | 26.6% |
| 18 | American Security Mortgage Corp. | 187 | 1.3% | — |
| 19 | LENNAR MORTGAGE, LLC | 180 | 1.3% | — |
| 20 | SouthState Bank, National Association 68 out of 100, Moderate | 180 | 1.3% | 23.3% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 165 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 156 | 1.1% | — |
| 23 | GUARANTEED RATE, INC. | 154 | 1.1% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 151 | 1.1% | 32.9% |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 145 | 1.0% | 22.2% |
| 26 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 141 | 1.0% | — |
| 27 | GUILD MORTGAGE COMPANY | 134 | 1.0% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 125 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 122 | 0.9% | — |
| 30 | PULTE MORTGAGE LLC | 118 | 0.9% | — |
| 31 | SPRING EQ, LLC | 107 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 106 | 0.8% | 3.0% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 105 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 104 | 0.8% | — |
| 35 | Fairway Independent Mortgage Corporation | 99 | 0.7% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 97 | 0.7% | 33.8% |
| 37 | SKYLA FEDERAL CREDIT UNION 54 out of 100, Below average | 96 | 0.7% | 41.1% |
| 38 | Kiavi Funding, Inc. | 93 | 0.7% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 85 | 0.6% | 39.5% |
| 40 | UNION HOME MORTGAGE CORP. | 82 | 0.6% | — |
Top 40 of 427 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Cabarrus County 13,504 apps
- New Hanover County 12,317 apps