North Carolina · HMDA 2025
Mortgage lenders in Johnston County, NC
438 lenders reported 15,328 home-loan applications in Johnston County in 2025. 7,995 closed as loans ($2.3B), 2,135 were denied — a 20.2% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 20% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,328
- Loans originated
- 7,995
- Purchase / refinance
- 4,599 / 2,057
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 1,754 | 11.4% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 723 | 4.7% | — |
| 3 | Rocket Mortgage, LLC | 645 | 4.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 516 | 3.4% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 472 | 3.1% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 450 | 2.9% | 40.8% |
| 7 | COASTAL Federal Credit Union 66 out of 100, Moderate | 412 | 2.7% | 28.9% |
| 8 | NEWREZ LLC | 384 | 2.5% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 348 | 2.3% | — |
| 10 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 346 | 2.3% | 22.5% |
| 11 | MOVEMENT MORTGAGE, LLC | 335 | 2.2% | — |
| 12 | LENNAR MORTGAGE, LLC | 312 | 2.0% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 297 | 1.9% | 32.9% |
| 14 | Fairway Independent Mortgage Corporation | 296 | 1.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 243 | 1.6% | 14.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 243 | 1.6% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 235 | 1.5% | 33.8% |
| 18 | Mortgage Research Center, LLC | 234 | 1.5% | — |
| 19 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 216 | 1.4% | 2.2% |
| 20 | Loandepot.Com, LLC | 200 | 1.3% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 180 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 173 | 1.1% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 168 | 1.1% | 44.7% |
| 24 | VELOCIO MORTGAGE L.L.C. | 160 | 1.0% | — |
| 25 | American Security Mortgage Corp. | 146 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 145 | 0.9% | — |
| 27 | DHI MORTGAGE COMPANY, LTD. | 139 | 0.9% | — |
| 28 | United Community Bank 67 out of 100, Moderate | 138 | 0.9% | 25.4% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 124 | 0.8% | 22.2% |
| 30 | Coastal Community Bank 35 out of 100, Low | 122 | 0.8% | 3.0% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 120 | 0.8% | — |
| 32 | SPRING EQ, LLC | 119 | 0.8% | — |
| 33 | Towne Bank 74 out of 100, Strong | 110 | 0.7% | 6.6% |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 108 | 0.7% | — |
| 35 | First National Bank of Pennsylvania 64 out of 100, Moderate | 108 | 0.7% | 26.6% |
| 36 | AmeriSave Mortgage Corporation | 97 | 0.6% | — |
| 37 | GUARANTEED RATE, INC. | 96 | 0.6% | — |
| 38 | PULTE MORTGAGE LLC | 94 | 0.6% | — |
| 39 | CMG MORTGAGE, INC. | 88 | 0.6% | — |
| 40 | Fifth Third Bank, National Association 62 out of 100, Moderate | 88 | 0.6% | 34.0% |
Top 40 of 438 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps
- New Hanover County 12,317 apps