North Carolina · HMDA 2025
Mortgage lenders in Forsyth County, NC
451 lenders reported 18,023 home-loan applications in Forsyth County in 2025. 9,623 closed as loans ($2.3B), 2,932 were denied — a 22.5% denial rate on decided applications, close to the North Carolina rate of 22.7%. The three most active lenders handled 20% of applications, led by STATE EMPLOYEES'. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 18,023
- Loans originated
- 9,623
- Purchase / refinance
- 5,127 / 2,686
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Forsyth County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 1,435 | 8.0% | — |
| 2 | Truliant Federal Credit Union 67 out of 100, Moderate | 1,110 | 6.2% | 50.3% |
| 3 | ALLEGACY FEDERAL CREDIT UNION | 975 | 5.4% | — |
| 4 | Rocket Mortgage, LLC | 900 | 5.0% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 623 | 3.5% | 40.8% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 557 | 3.1% | — |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 505 | 2.8% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 487 | 2.7% | — |
| 9 | First National Bank of Pennsylvania 64 out of 100, Moderate | 405 | 2.2% | 26.6% |
| 10 | Fairway Independent Mortgage Corporation | 396 | 2.2% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 378 | 2.1% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 371 | 2.1% | — |
| 13 | NEWREZ LLC | 331 | 1.8% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 318 | 1.8% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 317 | 1.8% | 14.1% |
| 16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 312 | 1.7% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 272 | 1.5% | 44.7% |
| 18 | Mortgage Research Center, LLC | 269 | 1.5% | — |
| 19 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 265 | 1.5% | 22.5% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 227 | 1.3% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 205 | 1.1% | 32.9% |
| 22 | NATIONSTAR MORTGAGE LLC | 197 | 1.1% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 180 | 1.0% | 22.2% |
| 24 | LENNAR MORTGAGE, LLC | 175 | 1.0% | — |
| 25 | GUARANTEED RATE, INC. | 172 | 1.0% | — |
| 26 | Loandepot.Com, LLC | 170 | 0.9% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 165 | 0.9% | 39.5% |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 163 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 161 | 0.9% | — |
| 30 | Prosperity Home Mortgage, LLC | 161 | 0.9% | — |
| 31 | DHI MORTGAGE COMPANY, LTD. | 157 | 0.9% | — |
| 32 | Broker Solutions, Inc. | 146 | 0.8% | — |
| 33 | Pinnacle Bank 60 out of 100, Moderate | 142 | 0.8% | 17.5% |
| 34 | SPRING EQ, LLC | 141 | 0.8% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 141 | 0.8% | 3.0% |
| 36 | NEW DAY FINANCIAL, LLC | 119 | 0.7% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 118 | 0.7% | — |
| 38 | First Horizon Bank 64 out of 100, Moderate | 117 | 0.6% | 25.4% |
| 39 | FIGURE LENDING LLC | 114 | 0.6% | — |
| 40 | CMG MORTGAGE, INC. | 102 | 0.6% | — |
Top 40 of 451 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps
- New Hanover County 12,317 apps