North Carolina · HMDA 2025
Mortgage lenders in Chowan County, NC
126 lenders reported 667 home-loan applications in Chowan County in 2025. 323 closed as loans ($71.2M), 109 were denied — a 24.3% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 25% of applications, led by STATE EMPLOYEES'. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 667
- Loans originated
- 323
- Purchase / refinance
- 174 / 90
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chowan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 80 | 12.0% | — |
| 2 | Truist Bank 63 out of 100, Moderate | 48 | 7.2% | 40.8% |
| 3 | Southern Bank and Trust Company 70 out of 100, Strong | 41 | 6.1% | 12.5% |
| 4 | Rocket Mortgage, LLC | 40 | 6.0% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 4.8% | — |
| 6 | Mortgage Research Center, LLC | 28 | 4.2% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 3.1% | 32.9% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.7% | — |
| 9 | NEWREZ LLC | 15 | 2.2% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 2.2% | 14.1% |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 1.9% | 33.8% |
| 12 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 12 | 1.8% | 2.2% |
| 13 | FREEDOM MORTGAGE CORPORATION | 12 | 1.8% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.6% | — |
| 15 | Atlantic Union Bank 73 out of 100, Strong | 10 | 1.5% | 23.3% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.3% | — |
| 17 | Broker Solutions, Inc. | 9 | 1.3% | — |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 1.2% | 22.2% |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.2% | — |
| 20 | AgCarolina Farm Credit, FLCA | 8 | 1.2% | — |
| 21 | PLANET HOME LENDING, LLC | 7 | 1.0% | — |
| 22 | SOUTHERN TRUST MORTGAGE, LLC | 7 | 1.0% | — |
| 23 | AmeriSave Mortgage Corporation | 6 | 0.9% | — |
| 24 | FIGURE LENDING LLC | 6 | 0.9% | — |
| 25 | LOCAL GOVERNMENT | 6 | 0.9% | — |
| 26 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | 0.9% | — |
| 27 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 6 | 0.9% | — |
| 28 | UNION HOME MORTGAGE CORP. | 6 | 0.9% | — |
| 29 | Discover Bank | 5 | 0.7% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.7% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.7% | — |
| 32 | 21st Mortgage Corporation | 4 | 0.6% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.6% | — |
| 34 | C & F Mortgage Corporation | 4 | 0.6% | — |
| 35 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | 0.6% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 4 | 0.6% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 4 | 0.6% | — |
| 38 | NEW DAY FINANCIAL, LLC | 4 | 0.6% | — |
| 39 | MILEND, INC. | 4 | 0.6% | — |
| 40 | HOMEXPRESS MORTGAGE CORP. | 4 | 0.6% | — |
Top 40 of 126 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps