North Carolina · HMDA 2025
Mortgage lenders in Haywood County, NC
264 lenders reported 3,267 home-loan applications in Haywood County in 2025. 1,656 closed as loans ($486.5M), 521 were denied — a 23.0% denial rate on decided applications, close to the North Carolina rate of 22.7%. The three most active lenders handled 20% of applications, led by STATE EMPLOYEES'. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,267
- Loans originated
- 1,656
- Purchase / refinance
- 888 / 483
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Haywood County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 248 | 7.6% | — |
| 2 | Rocket Mortgage, LLC | 222 | 6.8% | — |
| 3 | HomeTrust Bank 68 out of 100, Moderate | 177 | 5.4% | 24.1% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 153 | 4.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 127 | 3.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 127 | 3.9% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 113 | 3.5% | — |
| 8 | United Community Bank 67 out of 100, Moderate | 91 | 2.8% | 25.4% |
| 9 | HOWARD HANNA FINANCIAL SERVICES, INC. | 74 | 2.3% | — |
| 10 | NEWREZ LLC | 73 | 2.2% | — |
| 11 | Champion Credit Union | 69 | 2.1% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 68 | 2.1% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 59 | 1.8% | 40.8% |
| 14 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 57 | 1.7% | 22.5% |
| 15 | 21st Mortgage Corporation | 53 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 52 | 1.6% | 14.1% |
| 17 | Mortgage Research Center, LLC | 44 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 44 | 1.3% | — |
| 19 | Loandepot.Com, LLC | 41 | 1.3% | — |
| 20 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 41 | 1.3% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 40 | 1.2% | — |
| 22 | AmeriSave Mortgage Corporation | 35 | 1.1% | — |
| 23 | UNITED FEDERAL CREDIT UNION | 35 | 1.1% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 1.0% | 32.9% |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 33 | 1.0% | 44.7% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 31 | 0.9% | 32.5% |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 30 | 0.9% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 29 | 0.9% | 3.0% |
| 29 | SPRING EQ, LLC | 28 | 0.9% | — |
| 30 | GUARANTEED RATE, INC. | 27 | 0.8% | — |
| 31 | Broker Solutions, Inc. | 26 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 0.8% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 25 | 0.8% | 22.2% |
| 34 | NATIONSTAR MORTGAGE LLC | 25 | 0.8% | — |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 23 | 0.7% | — |
| 36 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 23 | 0.7% | 35.5% |
| 37 | FIGURE LENDING LLC | 22 | 0.7% | — |
| 38 | NEW DAY FINANCIAL, LLC | 21 | 0.6% | — |
| 39 | Discover Bank | 17 | 0.5% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 17 | 0.5% | 33.8% |
Top 40 of 264 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps