North Carolina · HMDA 2025
Mortgage lenders in Jones County, NC
85 lenders reported 440 home-loan applications in Jones County in 2025. 201 closed as loans ($41.2M), 100 were denied — a 32.4% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 24% of applications, led by STATE EMPLOYEES'. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 440
- Loans originated
- 201
- Purchase / refinance
- 106 / 65
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jones County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 50 | 11.4% | — |
| 2 | 21st Mortgage Corporation | 29 | 6.6% | — |
| 3 | Rocket Mortgage, LLC | 25 | 5.7% | — |
| 4 | NEWREZ LLC | 21 | 4.8% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 4.5% | 32.9% |
| 6 | Mortgage Research Center, LLC | 20 | 4.5% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 3.6% | — |
| 8 | MOVEMENT MORTGAGE, LLC | 13 | 3.0% | — |
| 9 | AmeriSave Mortgage Corporation | 12 | 2.7% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 11 | 2.5% | 40.8% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 11 | 2.5% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.3% | — |
| 13 | GUARANTEED RATE, INC. | 10 | 2.3% | — |
| 14 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 10 | 2.3% | 22.5% |
| 15 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 9 | 2.0% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 7 | 1.6% | 44.7% |
| 17 | FIRST FLIGHT | 7 | 1.6% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.6% | — |
| 19 | Broker Solutions, Inc. | 6 | 1.4% | — |
| 20 | GUILD MORTGAGE COMPANY | 6 | 1.4% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 6 | 1.4% | — |
| 22 | NEW DAY FINANCIAL, LLC | 6 | 1.4% | — |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 1.4% | — |
| 24 | Loandepot.Com, LLC | 5 | 1.1% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.1% | — |
| 26 | PLANET HOME LENDING, LLC | 5 | 1.1% | — |
| 27 | PLAZA HOME MORTGAGE, INC. | 5 | 1.1% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.9% | 33.8% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.9% | — |
| 30 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 0.9% | — |
| 31 | T2 FINANCIAL LLC | 4 | 0.9% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.7% | 22.2% |
| 33 | INTERCOASTAL MORTGAGE, LLC | 3 | 0.7% | — |
| 34 | American Security Mortgage Corp. | 3 | 0.7% | — |
| 35 | LOCAL GOVERNMENT | 3 | 0.7% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 3 | 0.7% | — |
| 37 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.7% | — |
| 39 | LOWER, LLC | 3 | 0.7% | — |
| 40 | First National Bank of Pennsylvania 64 out of 100, Moderate | 3 | 0.7% | 26.6% |
Top 40 of 85 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps