North Carolina · HMDA 2025
Mortgage lenders in New Hanover County, NC
427 lenders reported 12,317 home-loan applications in New Hanover County in 2025. 6,562 closed as loans ($2.6B), 1,672 were denied — a 19.5% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 19% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,317
- Loans originated
- 6,562
- Purchase / refinance
- 3,260 / 1,835
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in New Hanover County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 996 | 8.1% | — |
| 2 | CORNING CREDIT UNION | 659 | 5.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 624 | 5.1% | — |
| 4 | Rocket Mortgage, LLC | 540 | 4.4% | — |
| 5 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 529 | 4.3% | 22.5% |
| 6 | Truist Bank 63 out of 100, Moderate | 407 | 3.3% | 40.8% |
| 7 | NEWREZ LLC | 377 | 3.1% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 336 | 2.7% | 44.7% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 316 | 2.6% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 288 | 2.3% | 14.1% |
| 11 | GUARANTEED RATE, INC. | 277 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 257 | 2.1% | — |
| 13 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 215 | 1.7% | — |
| 14 | First National Bank of Pennsylvania 64 out of 100, Moderate | 203 | 1.6% | 26.6% |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 197 | 1.6% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 196 | 1.6% | 32.9% |
| 17 | FREEDOM MORTGAGE CORPORATION | 183 | 1.5% | — |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 176 | 1.4% | 33.8% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 169 | 1.4% | — |
| 20 | Loansteady LLC | 146 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 140 | 1.1% | — |
| 22 | First Bank 74 out of 100, Strong | 121 | 1.0% | 18.3% |
| 23 | Coastal Community Bank 35 out of 100, Low | 117 | 0.9% | 3.0% |
| 24 | Mortgage Research Center, LLC | 113 | 0.9% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 105 | 0.9% | — |
| 26 | Towne Bank 74 out of 100, Strong | 105 | 0.9% | 6.6% |
| 27 | Integrity Home Mortgage Corporation | 98 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 96 | 0.8% | — |
| 29 | SPRING EQ, LLC | 91 | 0.7% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 90 | 0.7% | 22.2% |
| 31 | FIGURE LENDING LLC | 89 | 0.7% | — |
| 32 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 89 | 0.7% | 2.2% |
| 33 | North State Bank 61 out of 100, Moderate | 85 | 0.7% | 2.5% |
| 34 | PHH Mortgage Corporation | 84 | 0.7% | — |
| 35 | Kiavi Funding, Inc. | 82 | 0.7% | — |
| 36 | AmeriSave Mortgage Corporation | 77 | 0.6% | — |
| 37 | Southern Bank and Trust Company 70 out of 100, Strong | 77 | 0.6% | 12.5% |
| 38 | DHI MORTGAGE COMPANY, LTD. | 73 | 0.6% | — |
| 39 | Discover Bank | 70 | 0.6% | — |
| 40 | PULTE MORTGAGE LLC | 70 | 0.6% | — |
Top 40 of 427 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps