North Carolina · HMDA 2025
Mortgage lenders in Sampson County, NC
186 lenders reported 2,163 home-loan applications in Sampson County in 2025. 941 closed as loans ($188.1M), 500 were denied — a 33.7% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 28% of applications, led by STATE EMPLOYEES'. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,163
- Loans originated
- 941
- Purchase / refinance
- 523 / 268
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sampson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 242 | 11.2% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 241 | 11.1% | — |
| 3 | 21st Mortgage Corporation | 122 | 5.6% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 118 | 5.5% | 40.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 84 | 3.9% | — |
| 6 | Rocket Mortgage, LLC | 78 | 3.6% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 69 | 3.2% | — |
| 8 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 63 | 2.9% | 22.5% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 56 | 2.6% | — |
| 10 | NEWREZ LLC | 53 | 2.5% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 42 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 41 | 1.9% | — |
| 13 | VILLAGE CAPITAL & INVESTMENT LLC | 38 | 1.8% | — |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 33 | 1.5% | 33.8% |
| 15 | MOVEMENT MORTGAGE, LLC | 28 | 1.3% | — |
| 16 | PLANET HOME LENDING, LLC | 28 | 1.3% | — |
| 17 | PANORAMA MORTGAGE GROUP, LLC | 28 | 1.3% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 27 | 1.2% | — |
| 19 | AmeriSave Mortgage Corporation | 25 | 1.2% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 1.2% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 1.1% | 32.9% |
| 22 | Primis Mortgage Company | 23 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 22 | 1.0% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 0.9% | 14.1% |
| 25 | Loandepot.Com, LLC | 20 | 0.9% | — |
| 26 | Southern Bank and Trust Company 70 out of 100, Strong | 20 | 0.9% | 12.5% |
| 27 | NATIONSTAR MORTGAGE LLC | 19 | 0.9% | — |
| 28 | UNION HOME MORTGAGE CORP. | 18 | 0.8% | — |
| 29 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 17 | 0.8% | 2.2% |
| 30 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 15 | 0.7% | — |
| 31 | NEW DAY FINANCIAL, LLC | 14 | 0.6% | — |
| 32 | Loan Funder LLC | 12 | 0.6% | — |
| 33 | COUNTRYPLACE MORTGAGE, LTD. | 12 | 0.6% | — |
| 34 | AgCarolina Farm Credit, FLCA | 12 | 0.6% | — |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 11 | 0.5% | — |
| 36 | Alcova Mortgage LLC | 11 | 0.5% | — |
| 37 | FIGURE LENDING LLC | 10 | 0.5% | — |
| 38 | United Community Bank 67 out of 100, Moderate | 10 | 0.5% | 25.4% |
| 39 | Fairway Independent Mortgage Corporation | 9 | 0.4% | — |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 0.4% | — |
Top 40 of 186 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps