North Carolina · HMDA 2025
Mortgage lenders in Yancey County, NC
147 lenders reported 731 home-loan applications in Yancey County in 2025. 347 closed as loans ($84.0M), 146 were denied — a 28.5% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 31% of applications, led by STATE EMPLOYEES'. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 731
- Loans originated
- 347
- Purchase / refinance
- 173 / 115
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yancey County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 108 | 14.8% | — |
| 2 | United Community Bank 67 out of 100, Moderate | 71 | 9.7% | 25.4% |
| 3 | Rocket Mortgage, LLC | 45 | 6.2% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 4.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 4.0% | — |
| 6 | Loandepot.Com, LLC | 17 | 2.3% | — |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 16 | 2.2% | — |
| 8 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 16 | 2.2% | 22.5% |
| 9 | MOVEMENT MORTGAGE, LLC | 14 | 1.9% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 14 | 1.9% | — |
| 11 | Coastal Community Bank 35 out of 100, Low | 14 | 1.9% | 3.0% |
| 12 | TD Bank, National Association 63 out of 100, Moderate | 13 | 1.8% | 35.3% |
| 13 | Truist Bank 63 out of 100, Moderate | 10 | 1.4% | 40.8% |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 10 | 1.4% | 44.7% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.2% | 14.1% |
| 16 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 1.2% | 33.8% |
| 17 | SPRING EQ, LLC | 9 | 1.2% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 1.1% | 32.9% |
| 19 | Broker Solutions, Inc. | 7 | 1.0% | — |
| 20 | AmeriSave Mortgage Corporation | 7 | 1.0% | — |
| 21 | Mortgage Research Center, LLC | 7 | 1.0% | — |
| 22 | FIGURE LENDING LLC | 7 | 1.0% | — |
| 23 | 21st Mortgage Corporation | 6 | 0.8% | — |
| 24 | NEWREZ LLC | 6 | 0.8% | — |
| 25 | PLAZA HOME MORTGAGE, INC. | 6 | 0.8% | — |
| 26 | UNITED FEDERAL CREDIT UNION | 6 | 0.8% | — |
| 27 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.8% | 37.2% |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.7% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.7% | — |
| 30 | HomeTrust Bank 68 out of 100, Moderate | 5 | 0.7% | 24.1% |
| 31 | NATIONSTAR MORTGAGE LLC | 5 | 0.7% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 5 | 0.7% | — |
| 33 | RELIANCE FIRST CAPITAL, LLC | 5 | 0.7% | — |
| 34 | CMG MORTGAGE, INC. | 4 | 0.5% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.5% | 22.2% |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 0.5% | — |
| 37 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 4 | 0.5% | 35.5% |
| 38 | AMERITRUST MORTGAGE CORPORATION | 4 | 0.5% | — |
| 39 | CHURCHILL MORTGAGE CORPORATION | 4 | 0.5% | — |
| 40 | T2 FINANCIAL LLC | 4 | 0.5% | — |
Top 40 of 147 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps