North Dakota · HMDA 2025
Mortgage lenders in Dickey County, ND
35 lenders reported 104 home-loan applications in Dickey County in 2025. 61 closed as loans ($9.9M), 13 were denied — a 17.6% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 43% of applications, led by FIRST COMMUNITY CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 104
- Loans originated
- 61
- Purchase / refinance
- 36 / 17
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dickey County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRST COMMUNITY CREDIT UNION | 19 | 18.3% | — |
| 2 | Starion Bank 56 out of 100, Moderate | 17 | 16.3% | 3.1% |
| 3 | Rocket Mortgage, LLC | 9 | 8.7% | — |
| 4 | Merchants Bank, National Association 73 out of 100, Strong | 5 | 4.8% | 5.9% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.8% | — |
| 6 | Bell Bank 59 out of 100, Moderate | 4 | 3.8% | 7.1% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 2.9% | 32.5% |
| 8 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 2.9% | 22.2% |
| 9 | GUARANTEED RATE, INC. | 3 | 2.9% | — |
| 10 | AmeriSave Mortgage Corporation | 3 | 2.9% | — |
| 11 | Gate City Bank | 3 | 2.9% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.9% | 32.9% |
| 13 | NEWREZ LLC | 2 | 1.9% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.9% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.9% | 39.5% |
| 16 | PLANET HOME LENDING, LLC | 2 | 1.9% | — |
| 17 | BANKWEST, INC. 38 out of 100, Low | 2 | 1.9% | 48.6% |
| 18 | WEST GATE BANK 72 out of 100, Strong | 2 | 1.9% | 4.8% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.0% | 14.1% |
| 20 | Truist Bank 63 out of 100, Moderate | 1 | 1.0% | 40.8% |
| 21 | Broker Solutions, Inc. | 1 | 1.0% | — |
| 22 | Mortgage Research Center, LLC | 1 | 1.0% | — |
| 23 | AgCountry Farm Credit Services, FLCA | 1 | 1.0% | — |
| 24 | Western State Bank 78 out of 100, Strong | 1 | 1.0% | 6.3% |
| 25 | FIRST HOLDING COMPANY OF CAVALIER, INC. | 1 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 1 | 1.0% | — |
| 27 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.0% | — |
| 28 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.0% | — |
| 29 | Old National Bank 59 out of 100, Moderate | 1 | 1.0% | 22.1% |
| 30 | HOMETOWN Credit Union 58 out of 100, Moderate | 1 | 1.0% | 0.0% |
| 31 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 1.0% | 10.0% |
| 32 | Valon Mortgage, Inc. | 1 | 1.0% | — |
| 33 | First Interstate Bank 62 out of 100, Moderate | 1 | 1.0% | 29.4% |
| 34 | CAPITAL | 1 | 1.0% | — |
| 35 | CORTRUST MORTGAGE, INC. | 1 | 1.0% | — |
Top 35 of 35 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps