North Dakota · HMDA 2025
Mortgage lenders in Eddy County, ND
22 lenders reported 49 home-loan applications in Eddy County in 2025. 23 closed as loans ($3.5M), 12 were denied — a 34.3% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 47% of applications, led by Gate City Bank. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 49
- Loans originated
- 23
- Purchase / refinance
- 16 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Eddy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 10 | 20.4% | — |
| 2 | FIRST COMMUNITY CREDIT UNION | 7 | 14.3% | — |
| 3 | Bank Forward 70 out of 100, Strong | 6 | 12.2% | 1.3% |
| 4 | Mortgage Research Center, LLC | 4 | 8.2% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 6.1% | 14.1% |
| 6 | Rocket Mortgage, LLC | 2 | 4.1% | — |
| 7 | Bravera Bank 67 out of 100, Moderate | 2 | 4.1% | 2.2% |
| 8 | 21st Mortgage Corporation | 1 | 2.0% | — |
| 9 | NEWREZ LLC | 1 | 2.0% | — |
| 10 | Loandepot.Com, LLC | 1 | 2.0% | — |
| 11 | AmeriSave Mortgage Corporation | 1 | 2.0% | — |
| 12 | Nations Lending Corporation | 1 | 2.0% | — |
| 13 | FIRST UNITED BANK 78 out of 100, Strong | 1 | 2.0% | 3.2% |
| 14 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 1 | 2.0% | 3.2% |
| 15 | PLANET HOME LENDING, LLC | 1 | 2.0% | — |
| 16 | Old National Bank 59 out of 100, Moderate | 1 | 2.0% | 22.1% |
| 17 | Servion, Inc. | 1 | 2.0% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 1 | 2.0% | — |
| 19 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 2.0% | — |
| 20 | WEST GATE BANK 72 out of 100, Strong | 1 | 2.0% | 4.8% |
| 21 | PHH Mortgage Corporation | 1 | 2.0% | — |
| 22 | Bremer Bank, National Association | 1 | 2.0% | — |
Top 22 of 22 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps