Oklahoma · HMDA 2025
Mortgage lenders in Alfalfa County, OK
44 lenders reported 79 home-loan applications in Alfalfa County in 2025. 29 closed as loans ($3.4M), 24 were denied — a 42.9% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 79
- Loans originated
- 29
- Purchase / refinance
- 21 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alfalfa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 8 | 10.1% | — |
| 2 | Gateway First Bank 54 out of 100, Below average | 5 | 6.3% | 5.3% |
| 3 | American Mortgage Bank, LLC | 4 | 5.1% | — |
| 4 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 5.1% | — |
| 5 | 21st Mortgage Corporation | 3 | 3.8% | — |
| 6 | NEWREZ LLC | 3 | 3.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 3.8% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 3 | 3.8% | — |
| 9 | Mortgage Research Center, LLC | 3 | 3.8% | — |
| 10 | Communication Federal Credit Union 68 out of 100, Moderate | 3 | 3.8% | 14.9% |
| 11 | PLANET HOME LENDING, LLC | 2 | 2.5% | — |
| 12 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 2.5% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 2 | 2.5% | — |
| 14 | BETTER MORTGAGE CORPORATION | 2 | 2.5% | — |
| 15 | BOKF, National Association 64 out of 100, Moderate | 2 | 2.5% | 27.5% |
| 16 | First Savings Bank | 2 | 2.5% | — |
| 17 | Loandepot.Com, LLC | 1 | 1.3% | — |
| 18 | Broker Solutions, Inc. | 1 | 1.3% | — |
| 19 | GUARANTEED RATE, INC. | 1 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 1 | 1.3% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.3% | — |
| 22 | SPRING EQ, LLC | 1 | 1.3% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.3% | 39.5% |
| 24 | Oklahoma Educators Credit Union 72 out of 100, Strong | 1 | 1.3% | 16.2% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.3% | — |
| 26 | The Bank of Kremlin 84 out of 100, Strong | 1 | 1.3% | 1.8% |
| 27 | BMO Bank National Association 83 out of 100, Strong | 1 | 1.3% | 40.5% |
| 28 | FIGURE LENDING LLC | 1 | 1.3% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 1 | 1.3% | — |
| 30 | US Employees O.C. Federal Credit Union | 1 | 1.3% | — |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.3% | — |
| 32 | Farm Credit Mid-America | 1 | 1.3% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 1 | 1.3% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.3% | — |
| 35 | NEW DAY FINANCIAL, LLC | 1 | 1.3% | — |
| 36 | CONSUMER REAL ESTATE FINANCE CO. | 1 | 1.3% | — |
| 37 | Truity Federal Credit Union 52 out of 100, Below average | 1 | 1.3% | 13.1% |
| 38 | The Central Trust Bank 69 out of 100, Moderate | 1 | 1.3% | 10.4% |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.3% | — |
| 40 | OKLAHOMA'S CREDIT UNION | 1 | 1.3% | — |
Top 40 of 44 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps