Oklahoma · HMDA 2025
Mortgage lenders in Atoka County, OK
69 lenders reported 342 home-loan applications in Atoka County in 2025. 143 closed as loans ($23.6M), 92 were denied — a 36.9% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 35% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 342
- Loans originated
- 143
- Purchase / refinance
- 84 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Atoka County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 62 | 18.1% | — |
| 2 | Rocket Mortgage, LLC | 31 | 9.1% | — |
| 3 | First United Bank and Trust Company 50 out of 100, Below average | 25 | 7.3% | 8.1% |
| 4 | GUILD MORTGAGE COMPANY | 23 | 6.7% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 21 | 6.1% | — |
| 6 | Mortgage Research Center, LLC | 16 | 4.7% | — |
| 7 | Shamrock Bank, N.A. 79 out of 100, Strong | 12 | 3.5% | 0.0% |
| 8 | Broker Solutions, Inc. | 11 | 3.2% | — |
| 9 | AmeriSave Mortgage Corporation | 10 | 2.9% | — |
| 10 | Gateway First Bank 54 out of 100, Below average | 8 | 2.3% | 5.3% |
| 11 | NEWREZ LLC | 5 | 1.5% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.2% | 32.9% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.2% | 14.1% |
| 14 | Loandepot.Com, LLC | 4 | 1.2% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.2% | 39.5% |
| 16 | PLANET HOME LENDING, LLC | 4 | 1.2% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 4 | 1.2% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 4 | 1.2% | — |
| 19 | NEW DAY FINANCIAL, LLC | 4 | 1.2% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 4 | 1.2% | 3.0% |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 0.9% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.9% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.9% | — |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.9% | — |
| 25 | SOUTHWEST FUNDING, LP | 3 | 0.9% | — |
| 26 | COUNTRYPLACE MORTGAGE, LTD. | 3 | 0.9% | — |
| 27 | FLAT BRANCH MORTGAGE, INC. | 3 | 0.9% | — |
| 28 | Arvest Bank 57 out of 100, Moderate | 3 | 0.9% | 18.5% |
| 29 | CMG MORTGAGE, INC. | 2 | 0.6% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 31 | PENNYMAC LOAN SERVICES, LLC | 2 | 0.6% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.6% | — |
| 33 | FIGURE LENDING LLC | 2 | 0.6% | — |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.6% | 19.1% |
| 35 | AMERICAN FINANCING CORPORATION | 2 | 0.6% | — |
| 36 | Servion, Inc. | 2 | 0.6% | — |
| 37 | UNITED BUILT HOMES, L.L.C. | 2 | 0.6% | — |
| 38 | Vision Bank | 2 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.6% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.6% | — |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps