Oklahoma · HMDA 2025
Mortgage lenders in Caddo County, OK
120 lenders reported 654 home-loan applications in Caddo County in 2025. 264 closed as loans ($42.5M), 170 were denied — a 36.5% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 19% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 654
- Loans originated
- 264
- Purchase / refinance
- 159 / 73
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Caddo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 48 | 7.3% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 41 | 6.3% | — |
| 3 | Mortgage Research Center, LLC | 34 | 5.2% | — |
| 4 | Rocket Mortgage, LLC | 33 | 5.0% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 32 | 4.9% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 3.8% | — |
| 7 | Arvest Bank 57 out of 100, Moderate | 21 | 3.2% | 18.5% |
| 8 | GUILD MORTGAGE COMPANY | 19 | 2.9% | — |
| 9 | Great Plains National Bank | 19 | 2.9% | — |
| 10 | BancFirst 71 out of 100, Strong | 17 | 2.6% | 10.2% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 2.4% | 39.5% |
| 12 | BOKF, National Association 64 out of 100, Moderate | 16 | 2.4% | 27.5% |
| 13 | MidFirst Bank 34 out of 100, Low | 15 | 2.3% | 16.3% |
| 14 | NEWREZ LLC | 12 | 1.8% | — |
| 15 | GUARANTEED RATE, INC. | 11 | 1.7% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 1.7% | 74.7% |
| 17 | AmeriSave Mortgage Corporation | 9 | 1.4% | — |
| 18 | PLANET HOME LENDING, LLC | 9 | 1.4% | — |
| 19 | TINKER FEDERAL CREDIT UNION 83 out of 100, Strong | 9 | 1.4% | 33.6% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.2% | — |
| 21 | Click n' Close, Inc. | 8 | 1.2% | — |
| 22 | First United Bank and Trust Company 50 out of 100, Below average | 8 | 1.2% | 8.1% |
| 23 | FREEDOM MORTGAGE CORPORATION | 8 | 1.2% | — |
| 24 | Broker Solutions, Inc. | 7 | 1.1% | — |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 7 | 1.1% | — |
| 26 | Legacy Bank 36 out of 100, Low | 7 | 1.1% | 13.0% |
| 27 | TRUE SKY CREDIT UNION | 7 | 1.1% | — |
| 28 | Loandepot.Com, LLC | 6 | 0.9% | — |
| 29 | All America Bank | 6 | 0.9% | — |
| 30 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 0.9% | — |
| 31 | GoodLeap, LLC | 6 | 0.9% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.8% | 32.9% |
| 33 | INTERLINC MORTGAGE SERVICES, LLC | 5 | 0.8% | — |
| 34 | The First National Bank and Trust Co. 70 out of 100, Strong | 5 | 0.8% | 24.1% |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.8% | — |
| 36 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.6% | — |
| 37 | American Mortgage Bank, LLC | 4 | 0.6% | — |
| 38 | NEW DAY FINANCIAL, LLC | 4 | 0.6% | — |
| 39 | Communication Federal Credit Union 68 out of 100, Moderate | 4 | 0.6% | 14.9% |
| 40 | WEOKIE Federal Credit Union 74 out of 100, Strong | 4 | 0.6% | 27.5% |
Top 40 of 120 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps