Oklahoma · HMDA 2025
Mortgage lenders in Jackson County, OK
118 lenders reported 864 home-loan applications in Jackson County in 2025. 433 closed as loans ($82.4M), 140 were denied — a 23.3% denial rate on decided applications, close to the Oklahoma rate of 22.6%. The three most active lenders handled 22% of applications, led by Mortgage Research Center, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 864
- Loans originated
- 433
- Purchase / refinance
- 264 / 127
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mortgage Research Center, LLC | 77 | 8.9% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 60 | 6.9% | — |
| 3 | Rocket Mortgage, LLC | 57 | 6.6% | — |
| 4 | RED RIVER FEDERAL CREDIT UNION 79 out of 100, Strong | 49 | 5.7% | 9.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 46 | 5.3% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 40 | 4.6% | — |
| 7 | INTERLINC MORTGAGE SERVICES, LLC | 32 | 3.7% | — |
| 8 | MidFirst Bank 34 out of 100, Low | 23 | 2.7% | 16.3% |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 2.4% | 32.9% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 2.1% | — |
| 11 | PLANET HOME LENDING, LLC | 18 | 2.1% | — |
| 12 | Click n' Close, Inc. | 18 | 2.1% | — |
| 13 | NEW DAY FINANCIAL, LLC | 15 | 1.7% | — |
| 14 | USAA Federal Savings Bank 64 out of 100, Moderate | 15 | 1.7% | 37.2% |
| 15 | Coastal Community Bank 35 out of 100, Low | 15 | 1.7% | 3.0% |
| 16 | NEWREZ LLC | 14 | 1.6% | — |
| 17 | Shamrock Bank, N.A. 79 out of 100, Strong | 14 | 1.6% | 0.0% |
| 18 | Stockmans Bank 68 out of 100, Moderate | 13 | 1.5% | 15.8% |
| 19 | NATIONSTAR MORTGAGE LLC | 12 | 1.4% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 11 | 1.3% | — |
| 21 | Paramount Residential Mortgage Group, Inc. | 11 | 1.3% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 1.2% | 39.5% |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 1.2% | — |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 8 | 0.9% | — |
| 26 | Ixonia Bank 67 out of 100, Moderate | 8 | 0.9% | 4.7% |
| 27 | 21st Mortgage Corporation | 7 | 0.8% | — |
| 28 | Broker Solutions, Inc. | 7 | 0.8% | — |
| 29 | GUILD MORTGAGE COMPANY | 7 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 7 | 0.8% | — |
| 31 | Sovereign Bank 64 out of 100, Moderate | 7 | 0.8% | 1.9% |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.8% | 74.7% |
| 33 | Great Plains National Bank | 7 | 0.8% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.7% | 14.1% |
| 35 | First United Bank and Trust Company 50 out of 100, Below average | 6 | 0.7% | 8.1% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.7% | — |
| 37 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | 0.7% | — |
| 38 | InterBank 62 out of 100, Moderate | 6 | 0.7% | 11.3% |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.7% | — |
| 40 | SPRING EQ, LLC | 5 | 0.6% | — |
Top 40 of 118 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps