Oklahoma · HMDA 2025
Mortgage lenders in Jefferson County, OK
63 lenders reported 174 home-loan applications in Jefferson County in 2025. 64 closed as loans ($8.0M), 41 were denied — a 36.9% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 174
- Loans originated
- 64
- Purchase / refinance
- 37 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 21 | 12.1% | — |
| 2 | First Bank & Trust Co. | 21 | 12.1% | — |
| 3 | Rocket Mortgage, LLC | 15 | 8.6% | — |
| 4 | BancFirst 71 out of 100, Strong | 6 | 3.4% | 10.2% |
| 5 | Arvest Bank 57 out of 100, Moderate | 6 | 3.4% | 18.5% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 5 | 2.9% | — |
| 7 | ASSOCIATED MORTGAGE CORPORATION | 5 | 2.9% | — |
| 8 | COUNTRYPLACE MORTGAGE, LTD. | 5 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 2.3% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.3% | — |
| 11 | AmeriSave Mortgage Corporation | 4 | 2.3% | — |
| 12 | American Nation Bank 76 out of 100, Strong | 4 | 2.3% | 11.8% |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 4 | 2.3% | — |
| 14 | PLANET HOME LENDING, LLC | 4 | 2.3% | — |
| 15 | NEWREZ LLC | 3 | 1.7% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 3 | 1.7% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 1.1% | — |
| 18 | GUARANTEED RATE, INC. | 2 | 1.1% | — |
| 19 | Mortgage Research Center, LLC | 2 | 1.1% | — |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.1% | 39.5% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.1% | — |
| 22 | MidFirst Bank 34 out of 100, Low | 2 | 1.1% | 16.3% |
| 23 | SOUTHWEST FUNDING, LP | 2 | 1.1% | — |
| 24 | FLAT BRANCH MORTGAGE, INC. | 2 | 1.1% | — |
| 25 | PLAZA HOME MORTGAGE, INC. | 2 | 1.1% | — |
| 26 | V.I.P. MORTGAGE, INC. | 2 | 1.1% | — |
| 27 | Communication Federal Credit Union 68 out of 100, Moderate | 2 | 1.1% | 14.9% |
| 28 | SUCCESS MORTGAGE PARTNERS, INC. | 2 | 1.1% | — |
| 29 | AMERICAN HERITAGE LENDING, LLC | 2 | 1.1% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 31 | Discover Bank | 1 | 0.6% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 34 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 35 | Gateway First Bank 54 out of 100, Below average | 1 | 0.6% | 5.3% |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.6% | — |
| 37 | All America Bank | 1 | 0.6% | — |
| 38 | First National Bank and Trust Company of Ardmore 79 out of 100, Strong | 1 | 0.6% | 6.7% |
| 39 | Farm Credit Mid-America | 1 | 0.6% | — |
| 40 | MLD MORTGAGE INC. | 1 | 0.6% | — |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps