Oklahoma · HMDA 2025
Mortgage lenders in McIntosh County, OK
144 lenders reported 850 home-loan applications in McIntosh County in 2025. 386 closed as loans ($72.8M), 158 were denied — a 26.7% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 21% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 850
- Loans originated
- 386
- Purchase / refinance
- 233 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McIntosh County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 75 | 8.8% | — |
| 2 | Arvest Bank 57 out of 100, Moderate | 56 | 6.6% | 18.5% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 46 | 5.4% | — |
| 4 | Rocket Mortgage, LLC | 42 | 4.9% | — |
| 5 | GUILD MORTGAGE COMPANY | 39 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 28 | 3.3% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 3.2% | — |
| 8 | Armstrong Bank 74 out of 100, Strong | 25 | 2.9% | 9.7% |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 24 | 2.8% | 74.7% |
| 10 | BOKF, National Association 64 out of 100, Moderate | 22 | 2.6% | 27.5% |
| 11 | Mortgage Research Center, LLC | 20 | 2.4% | — |
| 12 | BancFirst 71 out of 100, Strong | 20 | 2.4% | 10.2% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.1% | — |
| 14 | Broker Solutions, Inc. | 18 | 2.1% | — |
| 15 | First United Bank and Trust Company 50 out of 100, Below average | 18 | 2.1% | 8.1% |
| 16 | NEWREZ LLC | 15 | 1.8% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 15 | 1.8% | — |
| 18 | NEW DAY FINANCIAL, LLC | 13 | 1.5% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.3% | — |
| 20 | FLAT BRANCH MORTGAGE, INC. | 11 | 1.3% | — |
| 21 | American Bank of Oklahoma | 11 | 1.3% | — |
| 22 | Loandepot.Com, LLC | 9 | 1.1% | — |
| 23 | Mabrey Bank 63 out of 100, Moderate | 9 | 1.1% | 10.0% |
| 24 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 0.9% | — |
| 25 | PHH Mortgage Corporation | 8 | 0.9% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.8% | 32.9% |
| 27 | AmeriSave Mortgage Corporation | 7 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.8% | 39.5% |
| 29 | PLANET HOME LENDING, LLC | 7 | 0.8% | — |
| 30 | Servion, Inc. | 7 | 0.8% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 7 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 33 | Communication Federal Credit Union 68 out of 100, Moderate | 6 | 0.7% | 14.9% |
| 34 | Patrons Bank, NA 69 out of 100, Moderate | 6 | 0.7% | 8.3% |
| 35 | Great Plains National Bank | 6 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 5 | 0.6% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.6% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.6% | — |
| 40 | Firstar Bank 66 out of 100, Moderate | 5 | 0.6% | 3.7% |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps