South Dakota · HMDA 2025
Mortgage lenders in Clark County, SD
26 lenders reported 76 home-loan applications in Clark County in 2025. 49 closed as loans ($8.7M), 14 were denied — a 22.2% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 43% of applications, led by Dacotah Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 76
- Loans originated
- 49
- Purchase / refinance
- 23 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dacotah Bank 55 out of 100, Moderate | 19 | 25.0% | 6.4% |
| 2 | Fairway Independent Mortgage Corporation | 8 | 10.5% | — |
| 3 | First PREMIER Bank 85 out of 100, Very strong | 6 | 7.9% | 18.8% |
| 4 | Rocket Mortgage, LLC | 4 | 5.3% | — |
| 5 | American Bank & Trust 72 out of 100, Strong | 4 | 5.3% | 16.0% |
| 6 | AmeriSave Mortgage Corporation | 3 | 3.9% | — |
| 7 | FIGURE LENDING LLC | 3 | 3.9% | — |
| 8 | First Bank & Trust 70 out of 100, Strong | 3 | 3.9% | 14.9% |
| 9 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 3.9% | 10.0% |
| 10 | NEWREZ LLC | 2 | 2.6% | — |
| 11 | Discover Bank | 2 | 2.6% | — |
| 12 | GUARANTEED RATE, INC. | 2 | 2.6% | — |
| 13 | BMO Bank National Association 83 out of 100, Strong | 2 | 2.6% | 40.5% |
| 14 | First International Bank & Trust 52 out of 100, Below average | 2 | 2.6% | 5.8% |
| 15 | First Interstate Bank 62 out of 100, Moderate | 2 | 2.6% | 29.4% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.3% | 14.1% |
| 17 | Broker Solutions, Inc. | 1 | 1.3% | — |
| 18 | Mortgage Research Center, LLC | 1 | 1.3% | — |
| 19 | PLANET HOME LENDING, LLC | 1 | 1.3% | — |
| 20 | Reliabank Dakota 71 out of 100, Strong | 1 | 1.3% | 7.4% |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.3% | — |
| 22 | NEW DAY FINANCIAL, LLC | 1 | 1.3% | — |
| 23 | First Dakota National Bank 72 out of 100, Strong | 1 | 1.3% | 4.8% |
| 24 | WEST GATE BANK 72 out of 100, Strong | 1 | 1.3% | 4.8% |
| 25 | Minnwest Bank 68 out of 100, Moderate | 1 | 1.3% | 11.9% |
| 26 | CORTRUST MORTGAGE, INC. | 1 | 1.3% | — |
Top 26 of 26 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps