South Dakota · HMDA 2025
Mortgage lenders in Hutchinson County, SD
63 lenders reported 194 home-loan applications in Hutchinson County in 2025. 111 closed as loans ($21.9M), 28 were denied — a 20.1% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 29% of applications, led by Plains Commerce Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 194
- Loans originated
- 111
- Purchase / refinance
- 68 / 31
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hutchinson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Plains Commerce Bank 59 out of 100, Moderate | 32 | 16.5% | 10.0% |
| 2 | BANKWEST, INC. 38 out of 100, Low | 12 | 6.2% | 48.6% |
| 3 | Reliabank Dakota 71 out of 100, Strong | 12 | 6.2% | 7.4% |
| 4 | First Dakota National Bank 72 out of 100, Strong | 12 | 6.2% | 4.8% |
| 5 | First Interstate Bank 62 out of 100, Moderate | 8 | 4.1% | 29.4% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 3.6% | 32.5% |
| 7 | Rocket Mortgage, LLC | 6 | 3.1% | — |
| 8 | CorTrust Bank National Association 62 out of 100, Moderate | 5 | 2.6% | 8.4% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.1% | — |
| 10 | PLANET HOME LENDING, LLC | 4 | 2.1% | — |
| 11 | Security Savings Bank 69 out of 100, Moderate | 4 | 2.1% | 11.0% |
| 12 | NEWREZ LLC | 3 | 1.5% | — |
| 13 | Fairway Independent Mortgage Corporation | 3 | 1.5% | — |
| 14 | Loandepot.Com, LLC | 3 | 1.5% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.5% | — |
| 16 | AmeriSave Mortgage Corporation | 3 | 1.5% | — |
| 17 | Mortgage Research Center, LLC | 3 | 1.5% | — |
| 18 | Farm Credit Mid-America | 3 | 1.5% | — |
| 19 | First Bank & Trust 70 out of 100, Strong | 3 | 1.5% | 14.9% |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.5% | — |
| 21 | CORTRUST MORTGAGE, INC. | 3 | 1.5% | — |
| 22 | Rivers Edge Bank 68 out of 100, Moderate | 3 | 1.5% | 4.3% |
| 23 | First National Bank of Omaha 72 out of 100, Strong | 3 | 1.5% | 25.9% |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.0% | 22.2% |
| 25 | MOVEMENT MORTGAGE, LLC | 2 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 2 | 1.0% | — |
| 27 | Discover Bank | 2 | 1.0% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 2 | 1.0% | 44.7% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.0% | — |
| 30 | First International Bank & Trust 52 out of 100, Below average | 2 | 1.0% | 5.8% |
| 31 | IOWA BANKERS MORTGAGE CORPORATION | 2 | 1.0% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 2 | 1.0% | — |
| 33 | Pinnacle Bank 74 out of 100, Strong | 2 | 1.0% | 4.8% |
| 34 | CU MORTGAGE DIRECT, LLC | 2 | 1.0% | — |
| 35 | First PREMIER Bank 85 out of 100, Very strong | 2 | 1.0% | 18.8% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 37 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 38 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 39 | NBKC BANK | 1 | 0.5% | — |
| 40 | BMO Bank National Association 83 out of 100, Strong | 1 | 0.5% | 40.5% |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps