Texas · HMDA 2025
Mortgage lenders in Bailey County, TX
51 lenders reported 134 home-loan applications in Bailey County in 2025. 41 closed as loans ($6.5M), 32 were denied — a 39.5% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 28% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 134
- Loans originated
- 41
- Purchase / refinance
- 36 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bailey County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 19 | 14.2% | — |
| 2 | ALLIANCE CREDIT UNION | 10 | 7.5% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 8 | 6.0% | — |
| 4 | LAKEVIEW LOAN SERVICING, LLC | 8 | 6.0% | — |
| 5 | Rocket Mortgage, LLC | 6 | 4.5% | — |
| 6 | PHH Mortgage Corporation | 5 | 3.7% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 3.0% | — |
| 8 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 2.2% | 22.2% |
| 9 | Fairway Independent Mortgage Corporation | 3 | 2.2% | — |
| 10 | Broker Solutions, Inc. | 3 | 2.2% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.2% | — |
| 12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | 2.2% | — |
| 13 | T2 FINANCIAL LLC | 3 | 2.2% | — |
| 14 | RIGHT START MORTGAGE, INC. | 3 | 2.2% | — |
| 15 | Loandepot.Com, LLC | 2 | 1.5% | — |
| 16 | GUARANTEED RATE, INC. | 2 | 1.5% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.5% | — |
| 18 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 1.5% | — |
| 19 | PLANET HOME LENDING, LLC | 2 | 1.5% | — |
| 20 | First United Bank 77 out of 100, Strong | 2 | 1.5% | 1.9% |
| 21 | Amarillo National Bank 62 out of 100, Moderate | 2 | 1.5% | 14.9% |
| 22 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 1.5% | — |
| 23 | TAMMAC HOLDINGS CORPORATION | 2 | 1.5% | — |
| 24 | NFM, INC. | 2 | 1.5% | — |
| 25 | Texas Tech Federal Credit Union 69 out of 100, Moderate | 2 | 1.5% | 1.2% |
| 26 | ROYAL UNITED MORTGAGE LLC | 2 | 1.5% | — |
| 27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 1.5% | — |
| 28 | BOKF, National Association 64 out of 100, Moderate | 2 | 1.5% | 27.5% |
| 29 | UMB Bank, National Association 65 out of 100, Moderate | 2 | 1.5% | 30.5% |
| 30 | Centennial Bank 79 out of 100, Strong | 2 | 1.5% | 23.4% |
| 31 | NEWREZ LLC | 1 | 0.7% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.7% | 32.5% |
| 34 | AmeriSave Mortgage Corporation | 1 | 0.7% | — |
| 35 | GUILD MORTGAGE COMPANY | 1 | 0.7% | — |
| 36 | Mortgage Research Center, LLC | 1 | 0.7% | — |
| 37 | THE LOAN STORE, INC. | 1 | 0.7% | — |
| 38 | Paramount Residential Mortgage Group, Inc. | 1 | 0.7% | — |
| 39 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.7% | — |
| 40 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.7% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps