Texas · HMDA 2025
Mortgage lenders in Foard County, TX
14 lenders reported 17 home-loan applications in Foard County in 2025. 5 closed as loans ($1.7M), 4 were denied — a 44.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 35% of applications, led by 21st Mortgage Corporation. 3 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 17
- Loans originated
- 5
- Purchase / refinance
- 4 / 0
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Foard County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 3 | 17.6% | — |
| 2 | Farm Credit Mid-America | 2 | 11.8% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 5.9% | 14.1% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 5.9% | — |
| 5 | Discover Bank | 1 | 5.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 1 | 5.9% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 1 | 5.9% | — |
| 8 | WAGGONER NATIONAL BANK OF VERNON, THE 88 out of 100, Very strong | 1 | 5.9% | 2.0% |
| 9 | NETWORK FUNDING, L.P. | 1 | 5.9% | — |
| 10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 5.9% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 1 | 5.9% | — |
| 12 | TAMMAC HOLDINGS CORPORATION | 1 | 5.9% | — |
| 13 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 5.9% | 74.7% |
| 14 | ROYAL UNITED MORTGAGE LLC | 1 | 5.9% | — |
Top 14 of 14 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps