Texas · HMDA 2025
Mortgage lenders in Gaines County, TX
139 lenders reported 1,248 home-loan applications in Gaines County in 2025. 451 closed as loans ($110.1M), 312 were denied — a 39.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 40% of applications, led by 21st Mortgage Corporation. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,248
- Loans originated
- 451
- Purchase / refinance
- 350 / 84
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gaines County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 401 | 32.1% | — |
| 2 | Rocket Mortgage, LLC | 55 | 4.4% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 49 | 3.9% | — |
| 4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 48 | 3.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 40 | 3.2% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 2.7% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 32 | 2.6% | — |
| 8 | COUNTRYPLACE MORTGAGE, LTD. | 29 | 2.3% | — |
| 9 | PLANET HOME LENDING, LLC | 28 | 2.2% | — |
| 10 | Paramount Residential Mortgage Group, Inc. | 27 | 2.2% | — |
| 11 | First United Bank 77 out of 100, Strong | 23 | 1.8% | 1.9% |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 1.8% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 19 | 1.5% | — |
| 14 | West Texas National Bank 60 out of 100, Moderate | 19 | 1.5% | 20.5% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.4% | 14.1% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.4% | — |
| 17 | NEWREZ LLC | 16 | 1.3% | — |
| 18 | American Momentum Bank | 15 | 1.2% | — |
| 19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 14 | 1.1% | — |
| 21 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 22 | TAMMAC HOLDINGS CORPORATION | 13 | 1.0% | — |
| 23 | Mortgage Research Center, LLC | 12 | 1.0% | — |
| 24 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 0.9% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.8% | — |
| 26 | GENEVA FINANCIAL, LLC | 10 | 0.8% | — |
| 27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | 0.7% | — |
| 28 | Click n' Close, Inc. | 9 | 0.7% | — |
| 29 | City Bank 75 out of 100, Strong | 9 | 0.7% | 16.6% |
| 30 | NATIONSTAR MORTGAGE LLC | 8 | 0.6% | — |
| 31 | AmeriSave Mortgage Corporation | 7 | 0.6% | — |
| 32 | PHH Mortgage Corporation | 7 | 0.6% | — |
| 33 | Synergy One Lending, Inc. | 6 | 0.5% | — |
| 34 | ALLIANCE CREDIT UNION | 6 | 0.5% | — |
| 35 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 5 | 0.4% | — |
| 36 | Equity Prime Mortgage LLC | 5 | 0.4% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.4% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.3% | 22.2% |
| 39 | Loandepot.Com, LLC | 4 | 0.3% | — |
| 40 | SPRING EQ, LLC | 4 | 0.3% | — |
Top 40 of 139 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps