Texas · HMDA 2025
Mortgage lenders in Jack County, TX
100 lenders reported 291 home-loan applications in Jack County in 2025. 133 closed as loans ($38.9M), 50 were denied — a 24.9% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 291
- Loans originated
- 133
- Purchase / refinance
- 85 / 40
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jack County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 29 | 10.0% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 9.3% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 17 | 5.8% | — |
| 4 | Rocket Mortgage, LLC | 12 | 4.1% | — |
| 5 | The Jacksboro National Bank | 11 | 3.8% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 9 | 3.1% | — |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 2.1% | 32.5% |
| 8 | American National Bank & Trust 61 out of 100, Moderate | 6 | 2.1% | 4.4% |
| 9 | KIND LENDING, LLC | 6 | 2.1% | — |
| 10 | First Financial Bank 76 out of 100, Strong | 6 | 2.1% | 12.6% |
| 11 | NEWREZ LLC | 5 | 1.7% | — |
| 12 | GUILD MORTGAGE COMPANY | 5 | 1.7% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.7% | — |
| 14 | COUNTRYPLACE MORTGAGE, LTD. | 5 | 1.7% | — |
| 15 | LAKEVIEW LOAN SERVICING, LLC | 5 | 1.7% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.4% | — |
| 18 | First United Bank and Trust Company 50 out of 100, Below average | 4 | 1.4% | 8.1% |
| 19 | TAMMAC HOLDINGS CORPORATION | 4 | 1.4% | — |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 1.0% | — |
| 21 | Broker Solutions, Inc. | 3 | 1.0% | — |
| 22 | GUARANTEED RATE, INC. | 3 | 1.0% | — |
| 23 | TEXAS MORTGAGE LENDING, LLC | 3 | 1.0% | — |
| 24 | NETWORK FUNDING, L.P. | 3 | 1.0% | — |
| 25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 3 | 1.0% | — |
| 27 | Prosperity Bank 71 out of 100, Strong | 3 | 1.0% | 31.5% |
| 28 | Cadence Bank | 3 | 1.0% | — |
| 29 | Fairway Independent Mortgage Corporation | 2 | 0.7% | — |
| 30 | MOVEMENT MORTGAGE, LLC | 2 | 0.7% | — |
| 31 | Loandepot.Com, LLC | 2 | 0.7% | — |
| 32 | Discover Bank | 2 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 34 | Mortgage Research Center, LLC | 2 | 0.7% | — |
| 35 | SPRING EQ, LLC | 2 | 0.7% | — |
| 36 | THE LOAN STORE, INC. | 2 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 38 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | 0.7% | — |
| 39 | AMERICAN FINANCING CORPORATION | 2 | 0.7% | — |
| 40 | DATCU | 2 | 0.7% | — |
Top 40 of 100 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps