Utah · HMDA 2025
Mortgage lenders in Davis County, UT
288 lenders reported 17,456 home-loan applications in Davis County in 2025. 10,403 closed as loans ($3.4B), 2,126 were denied — a 16.2% denial rate on decided applications, below the Utah rate of 19.1%. The three most active lenders handled 30% of applications, led by AMERICA FIRST Federal Credit Union. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 17,456
- Loans originated
- 10,403
- Purchase / refinance
- 3,966 / 3,612
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Davis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 3,010 | 17.2% | 22.5% |
| 2 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1,147 | 6.6% | 45.0% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,062 | 6.1% | — |
| 4 | GOLDENWEST | 811 | 4.6% | — |
| 5 | Rocket Mortgage, LLC | 734 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 652 | 3.7% | — |
| 7 | INTERCAP LENDING INC. | 517 | 3.0% | — |
| 8 | GUILD MORTGAGE COMPANY | 494 | 2.8% | — |
| 9 | KIND LENDING, LLC | 400 | 2.3% | — |
| 10 | NEWREZ LLC | 353 | 2.0% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 344 | 2.0% | 14.1% |
| 12 | FREEDOM MORTGAGE CORPORATION | 334 | 1.9% | — |
| 13 | PHH Mortgage Corporation | 273 | 1.6% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 260 | 1.5% | — |
| 15 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 230 | 1.3% | 30.7% |
| 16 | THE LOAN STORE, INC. | 227 | 1.3% | — |
| 17 | UTAH FIRST | 224 | 1.3% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 189 | 1.1% | — |
| 19 | PROVIDENT FUNDING ASSOCIATES, L.P. | 186 | 1.1% | — |
| 20 | Deseret First Credit Union | 183 | 1.0% | — |
| 21 | FIRST COLONY MORTGAGE CORPORATION | 175 | 1.0% | — |
| 22 | Fairway Independent Mortgage Corporation | 160 | 0.9% | — |
| 23 | Mortgage Research Center, LLC | 154 | 0.9% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 146 | 0.8% | 39.5% |
| 25 | Broker Solutions, Inc. | 144 | 0.8% | — |
| 26 | CLM MORTGAGE, INC. | 144 | 0.8% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 141 | 0.8% | — |
| 28 | Plains Commerce Bank 59 out of 100, Moderate | 139 | 0.8% | 10.0% |
| 29 | SPRING EQ, LLC | 127 | 0.7% | — |
| 30 | MY MOVE MORTGAGE, LLC | 127 | 0.7% | — |
| 31 | University First Federal Credit Union | 123 | 0.7% | — |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 119 | 0.7% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 116 | 0.7% | 3.0% |
| 34 | GUARANTEED RATE, INC. | 115 | 0.7% | — |
| 35 | Loandepot.Com, LLC | 114 | 0.7% | — |
| 36 | CANOPY MORTGAGE, LLC | 102 | 0.6% | — |
| 37 | RANLIFE, INC. | 101 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 99 | 0.6% | — |
| 39 | SECURITYNATIONAL MORTGAGE COMPANY | 98 | 0.6% | — |
| 40 | DIRECT RATE HOME LOANS, INC | 94 | 0.5% | — |
Top 40 of 288 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps
- Sanpete County 1,357 apps