Utah · HMDA 2025
Mortgage lenders in Sanpete County, UT
126 lenders reported 1,357 home-loan applications in Sanpete County in 2025. 743 closed as loans ($212.0M), 213 were denied — a 21.4% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 35% of applications, led by Mountain America Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,357
- Loans originated
- 743
- Purchase / refinance
- 320 / 284
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sanpete County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 210 | 15.5% | 45.0% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 139 | 10.2% | — |
| 3 | SECURITYNATIONAL MORTGAGE COMPANY | 121 | 8.9% | — |
| 4 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 67 | 4.9% | 22.5% |
| 5 | Rocket Mortgage, LLC | 63 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 41 | 3.0% | — |
| 7 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 41 | 3.0% | 30.7% |
| 8 | INTERCAP LENDING INC. | 39 | 2.9% | — |
| 9 | State Bank of Southern Utah 79 out of 100, Strong | 32 | 2.4% | 11.2% |
| 10 | NEWREZ LLC | 31 | 2.3% | — |
| 11 | PLAZA HOME MORTGAGE, INC. | 29 | 2.1% | — |
| 12 | UTAH COMMUNITY FEDERAL CREDIT UNION 74 out of 100, Strong | 19 | 1.4% | 18.3% |
| 13 | FREEDOM MORTGAGE CORPORATION | 19 | 1.4% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.3% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 16 | 1.2% | — |
| 16 | PHH Mortgage Corporation | 16 | 1.2% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.1% | 14.1% |
| 18 | Broker Solutions, Inc. | 14 | 1.0% | — |
| 19 | Mortgage Research Center, LLC | 14 | 1.0% | — |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 1.0% | 39.5% |
| 21 | SECURITY HOME MORTGAGE, LLC. | 13 | 1.0% | — |
| 22 | KIND LENDING, LLC | 13 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.8% | — |
| 24 | PLANET HOME LENDING, LLC | 11 | 0.8% | — |
| 25 | Cache Valley Bank 73 out of 100, Strong | 11 | 0.8% | 0.9% |
| 26 | THE LOAN STORE, INC. | 10 | 0.7% | — |
| 27 | FIRST COLONY MORTGAGE CORPORATION | 10 | 0.7% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.7% | — |
| 29 | Loandepot.Com, LLC | 9 | 0.7% | — |
| 30 | GUILD MORTGAGE COMPANY | 9 | 0.7% | — |
| 31 | Plains Commerce Bank 59 out of 100, Moderate | 9 | 0.7% | 10.0% |
| 32 | Fairway Independent Mortgage Corporation | 8 | 0.6% | — |
| 33 | Deseret First Credit Union | 8 | 0.6% | — |
| 34 | CYPRUS Federal Credit Union 71 out of 100, Strong | 8 | 0.6% | 30.3% |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.6% | — |
| 36 | CANOPY MORTGAGE, LLC | 8 | 0.6% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 8 | 0.6% | 3.0% |
| 38 | AmeriSave Mortgage Corporation | 7 | 0.5% | — |
| 39 | Paramount Residential Mortgage Group, Inc. | 7 | 0.5% | — |
| 40 | CENTRAL BANK 89 out of 100, Very strong | 7 | 0.5% | 3.3% |
Top 40 of 126 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps