Utah · HMDA 2025
Mortgage lenders in Weber County, UT
297 lenders reported 15,621 home-loan applications in Weber County in 2025. 9,067 closed as loans ($2.8B), 1,949 were denied — a 16.8% denial rate on decided applications, below the Utah rate of 19.1%. The three most active lenders handled 30% of applications, led by AMERICA FIRST Federal Credit Union. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,621
- Loans originated
- 9,067
- Purchase / refinance
- 3,925 / 3,084
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Weber County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 2,534 | 16.2% | 22.5% |
| 2 | GOLDENWEST | 1,180 | 7.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 920 | 5.9% | — |
| 4 | GUILD MORTGAGE COMPANY | 759 | 4.9% | — |
| 5 | Mountain America Federal Credit Union 56 out of 100, Moderate | 662 | 4.2% | 45.0% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 598 | 3.8% | — |
| 7 | Rocket Mortgage, LLC | 584 | 3.7% | — |
| 8 | INTERCAP LENDING INC. | 489 | 3.1% | — |
| 9 | KIND LENDING, LLC | 331 | 2.1% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 321 | 2.1% | — |
| 11 | NEWREZ LLC | 309 | 2.0% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 296 | 1.9% | 14.1% |
| 13 | PHH Mortgage Corporation | 249 | 1.6% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 241 | 1.5% | — |
| 15 | Plains Commerce Bank 59 out of 100, Moderate | 209 | 1.3% | 10.0% |
| 16 | THE LOAN STORE, INC. | 171 | 1.1% | — |
| 17 | Mortgage Research Center, LLC | 164 | 1.0% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 161 | 1.0% | — |
| 19 | Fairway Independent Mortgage Corporation | 153 | 1.0% | — |
| 20 | 21st Mortgage Corporation | 152 | 1.0% | — |
| 21 | Broker Solutions, Inc. | 143 | 0.9% | — |
| 22 | Bank of Utah | 143 | 0.9% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 135 | 0.9% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 131 | 0.8% | — |
| 25 | Loandepot.Com, LLC | 128 | 0.8% | — |
| 26 | AMERICAN PACIFIC MORTGAGE CORPORATION | 127 | 0.8% | — |
| 27 | MY MOVE MORTGAGE, LLC | 123 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 121 | 0.8% | 39.5% |
| 29 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 119 | 0.8% | 30.7% |
| 30 | FIRST COLONY MORTGAGE CORPORATION | 114 | 0.7% | — |
| 31 | SPRING EQ, LLC | 108 | 0.7% | — |
| 32 | SECURITYNATIONAL MORTGAGE COMPANY | 104 | 0.7% | — |
| 33 | DIRECT RATE HOME LOANS, INC | 97 | 0.6% | — |
| 34 | GUARANTEED RATE, INC. | 96 | 0.6% | — |
| 35 | ASCENT | 94 | 0.6% | — |
| 36 | PROVIDENT FUNDING ASSOCIATES, L.P. | 87 | 0.6% | — |
| 37 | PLANET HOME LENDING, LLC | 85 | 0.5% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 84 | 0.5% | — |
| 39 | RANLIFE, INC. | 84 | 0.5% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 83 | 0.5% | 32.9% |
Top 40 of 297 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps
- Sanpete County 1,357 apps