Utah · HMDA 2025
Mortgage lenders in Tooele County, UT
209 lenders reported 5,997 home-loan applications in Tooele County in 2025. 3,203 closed as loans ($933.0M), 988 were denied — a 22.6% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 25% of applications, led by Mountain America Federal Credit Union. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,997
- Loans originated
- 3,203
- Purchase / refinance
- 1,545 / 1,024
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tooele County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 744 | 12.4% | 45.0% |
| 2 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 410 | 6.8% | 22.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 369 | 6.2% | — |
| 4 | Rocket Mortgage, LLC | 247 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 225 | 3.8% | — |
| 6 | INTERCAP LENDING INC. | 180 | 3.0% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 158 | 2.6% | — |
| 8 | KIND LENDING, LLC | 136 | 2.3% | — |
| 9 | NEWREZ LLC | 127 | 2.1% | — |
| 10 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 126 | 2.1% | 31.3% |
| 11 | Loandepot.Com, LLC | 117 | 2.0% | — |
| 12 | CYPRUS Federal Credit Union 71 out of 100, Strong | 116 | 1.9% | 30.3% |
| 13 | THE LOAN STORE, INC. | 112 | 1.9% | — |
| 14 | Plains Commerce Bank 59 out of 100, Moderate | 111 | 1.9% | 10.0% |
| 15 | SECURITYNATIONAL MORTGAGE COMPANY | 104 | 1.7% | — |
| 16 | PHH Mortgage Corporation | 104 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 103 | 1.7% | 14.1% |
| 18 | MY MOVE MORTGAGE, LLC | 100 | 1.7% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 99 | 1.7% | — |
| 20 | RANLIFE, INC. | 96 | 1.6% | — |
| 21 | HOMEAMERICAN MORTGAGE CORPORATION | 86 | 1.4% | — |
| 22 | DHI MORTGAGE COMPANY, LTD. | 77 | 1.3% | — |
| 23 | GUILD MORTGAGE COMPANY | 72 | 1.2% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 68 | 1.1% | — |
| 25 | GUARANTEED RATE, INC. | 67 | 1.1% | — |
| 26 | Mortgage Research Center, LLC | 62 | 1.0% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 62 | 1.0% | — |
| 28 | Paramount Residential Mortgage Group, Inc. | 59 | 1.0% | — |
| 29 | VERITAS FUNDING, LLC | 59 | 1.0% | — |
| 30 | FIRST COLONY MORTGAGE CORPORATION | 54 | 0.9% | — |
| 31 | Broker Solutions, Inc. | 50 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 50 | 0.8% | — |
| 33 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 44 | 0.7% | 30.7% |
| 34 | SPRING EQ, LLC | 41 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 38 | 0.6% | — |
| 36 | FIGURE LENDING LLC | 37 | 0.6% | — |
| 37 | PLANET HOME LENDING, LLC | 37 | 0.6% | — |
| 38 | Discover Bank | 34 | 0.6% | — |
| 39 | CMG MORTGAGE, INC. | 33 | 0.6% | — |
| 40 | 21st Mortgage Corporation | 33 | 0.6% | — |
Top 40 of 209 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps
- Sanpete County 1,357 apps