Utah · HMDA 2025
Mortgage lenders in Wasatch County, UT
233 lenders reported 3,122 home-loan applications in Wasatch County in 2025. 1,755 closed as loans ($1.6B), 442 were denied — a 19.1% denial rate on decided applications, close to the Utah rate of 19.1%. The three most active lenders handled 19% of applications, led by Mountain America Federal Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,122
- Loans originated
- 1,755
- Purchase / refinance
- 884 / 557
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wasatch County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 241 | 7.7% | 45.0% |
| 2 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 196 | 6.3% | 22.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 163 | 5.2% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 131 | 4.2% | 14.1% |
| 5 | UTAH COMMUNITY FEDERAL CREDIT UNION 74 out of 100, Strong | 104 | 3.3% | 18.3% |
| 6 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 101 | 3.2% | 30.7% |
| 7 | GUILD MORTGAGE COMPANY | 91 | 2.9% | — |
| 8 | Rocket Mortgage, LLC | 86 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 84 | 2.7% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 83 | 2.7% | 39.5% |
| 11 | LENNAR MORTGAGE, LLC | 81 | 2.6% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 61 | 2.0% | — |
| 13 | MY MOVE MORTGAGE, LLC | 60 | 1.9% | — |
| 14 | NEWREZ LLC | 56 | 1.8% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 55 | 1.8% | 44.7% |
| 16 | INTERCAP LENDING INC. | 55 | 1.8% | — |
| 17 | THE LOAN STORE, INC. | 51 | 1.6% | — |
| 18 | KIND LENDING, LLC | 47 | 1.5% | — |
| 19 | FIRST COLONY MORTGAGE CORPORATION | 46 | 1.5% | — |
| 20 | PULTE MORTGAGE LLC | 36 | 1.2% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 35 | 1.1% | 22.2% |
| 22 | Fairway Independent Mortgage Corporation | 35 | 1.1% | — |
| 23 | PHH Mortgage Corporation | 32 | 1.0% | — |
| 24 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 30 | 1.0% | 4.9% |
| 25 | Bank of Utah | 26 | 0.8% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 0.8% | — |
| 27 | GOLDENWEST | 24 | 0.8% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 24 | 0.8% | — |
| 29 | Glacier Bank 68 out of 100, Moderate | 23 | 0.7% | 20.0% |
| 30 | Citibank, National Association 60 out of 100, Moderate | 22 | 0.7% | 24.0% |
| 31 | SPRING EQ, LLC | 21 | 0.7% | — |
| 32 | TOLL BROTHERS MORTGAGE COMPANY | 20 | 0.6% | — |
| 33 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 20 | 0.6% | — |
| 34 | LENDSURE MORTGAGE CORP. | 19 | 0.6% | — |
| 35 | SECURITYNATIONAL MORTGAGE COMPANY | 19 | 0.6% | — |
| 36 | BETTER MORTGAGE CORPORATION | 19 | 0.6% | — |
| 37 | NBH Bank 66 out of 100, Moderate | 18 | 0.6% | 16.8% |
| 38 | LIMA ONE CAPITAL, LLC | 17 | 0.5% | — |
| 39 | CYPRUS Federal Credit Union 71 out of 100, Strong | 17 | 0.5% | 30.3% |
| 40 | Broker Solutions, Inc. | 16 | 0.5% | — |
Top 40 of 233 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps
- Sanpete County 1,357 apps