Utah · HMDA 2025
Mortgage lenders in Iron County, UT
196 lenders reported 3,741 home-loan applications in Iron County in 2025. 2,096 closed as loans ($663.9M), 500 were denied — a 18.5% denial rate on decided applications, close to the Utah rate of 19.1%. The three most active lenders handled 30% of applications, led by Mountain America Federal Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,741
- Loans originated
- 2,096
- Purchase / refinance
- 1,117 / 606
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Iron County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 521 | 13.9% | 45.0% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 294 | 7.9% | — |
| 3 | State Bank of Southern Utah 79 out of 100, Strong | 291 | 7.8% | 11.2% |
| 4 | GUILD MORTGAGE COMPANY | 189 | 5.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 169 | 4.5% | — |
| 6 | Rocket Mortgage, LLC | 146 | 3.9% | — |
| 7 | AMERICAN FINANCIAL NETWORK, INC. | 129 | 3.4% | — |
| 8 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 121 | 3.2% | 22.5% |
| 9 | INTERCAP LENDING INC. | 120 | 3.2% | — |
| 10 | NEWREZ LLC | 91 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 87 | 2.3% | — |
| 12 | PREMIER MORTGAGE RESOURCES, L.L.C. | 75 | 2.0% | — |
| 13 | DHI MORTGAGE COMPANY, LTD. | 70 | 1.9% | — |
| 14 | THE LOAN STORE, INC. | 58 | 1.6% | — |
| 15 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 57 | 1.5% | 30.7% |
| 16 | Mortgage Research Center, LLC | 55 | 1.5% | — |
| 17 | SECURITYNATIONAL MORTGAGE COMPANY | 49 | 1.3% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 47 | 1.3% | 14.1% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 45 | 1.2% | — |
| 20 | PHH Mortgage Corporation | 44 | 1.2% | — |
| 21 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 41 | 1.1% | — |
| 22 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 38 | 1.0% | 31.3% |
| 23 | NATIONSTAR MORTGAGE LLC | 35 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 34 | 0.9% | — |
| 25 | SUN AMERICAN MORTGAGE COMPANY | 34 | 0.9% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 34 | 0.9% | — |
| 27 | CMG MORTGAGE, INC. | 28 | 0.7% | — |
| 28 | KIND LENDING, LLC | 28 | 0.7% | — |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 27 | 0.7% | 39.5% |
| 30 | RANLIFE, INC. | 26 | 0.7% | — |
| 31 | 21st Mortgage Corporation | 24 | 0.6% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 22 | 0.6% | 3.0% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 0.5% | 32.9% |
| 34 | GOLDENWEST | 20 | 0.5% | — |
| 35 | BELEM SERVICING LLC | 20 | 0.5% | — |
| 36 | Loandepot.Com, LLC | 18 | 0.5% | — |
| 37 | Luminate Bank 47 out of 100, Below average | 18 | 0.5% | 4.3% |
| 38 | PLANET HOME LENDING, LLC | 17 | 0.5% | — |
| 39 | Glacier Bank 68 out of 100, Moderate | 16 | 0.4% | 20.0% |
| 40 | AMERICAN FINANCING CORPORATION | 14 | 0.4% | — |
Top 40 of 196 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps
- Sanpete County 1,357 apps