Utah · HMDA 2025
Mortgage lenders in Box Elder County, UT
178 lenders reported 3,593 home-loan applications in Box Elder County in 2025. 2,061 closed as loans ($580.2M), 428 were denied — a 16.3% denial rate on decided applications, below the Utah rate of 19.1%. The three most active lenders handled 28% of applications, led by AMERICA FIRST Federal Credit Union. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,593
- Loans originated
- 2,061
- Purchase / refinance
- 962 / 660
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Box Elder County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 485 | 13.5% | 22.5% |
| 2 | GUILD MORTGAGE COMPANY | 282 | 7.8% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 235 | 6.5% | — |
| 4 | INTERCAP LENDING INC. | 194 | 5.4% | — |
| 5 | GOLDENWEST | 177 | 4.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 151 | 4.2% | — |
| 7 | Rocket Mortgage, LLC | 148 | 4.1% | — |
| 8 | Mountain America Federal Credit Union 56 out of 100, Moderate | 114 | 3.2% | 45.0% |
| 9 | NEWREZ LLC | 92 | 2.6% | — |
| 10 | KIND LENDING, LLC | 86 | 2.4% | — |
| 11 | FIRST COLONY MORTGAGE CORPORATION | 85 | 2.4% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 80 | 2.2% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 74 | 2.1% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 57 | 1.6% | 14.1% |
| 15 | HOMEAMERICAN MORTGAGE CORPORATION | 54 | 1.5% | — |
| 16 | PHH Mortgage Corporation | 52 | 1.4% | — |
| 17 | Mortgage Research Center, LLC | 50 | 1.4% | — |
| 18 | Plains Commerce Bank 59 out of 100, Moderate | 47 | 1.3% | 10.0% |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 42 | 1.2% | — |
| 20 | Bank of Utah | 40 | 1.1% | — |
| 21 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 37 | 1.0% | 30.7% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 0.9% | — |
| 23 | MEMBERS FIRST CREDIT UNION | 34 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 32 | 0.9% | — |
| 25 | THE LOAN STORE, INC. | 29 | 0.8% | — |
| 26 | SPRING EQ, LLC | 28 | 0.8% | — |
| 27 | AMERICAN PACIFIC MORTGAGE CORPORATION | 28 | 0.8% | — |
| 28 | Fairway Independent Mortgage Corporation | 27 | 0.8% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 0.7% | — |
| 30 | Glacier Bank 68 out of 100, Moderate | 24 | 0.7% | 20.0% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 0.6% | 39.5% |
| 32 | Loandepot.Com, LLC | 22 | 0.6% | — |
| 33 | PLAZA HOME MORTGAGE, INC. | 22 | 0.6% | — |
| 34 | GUARANTEED RATE, INC. | 21 | 0.6% | — |
| 35 | PLANET HOME LENDING, LLC | 21 | 0.6% | — |
| 36 | PROVIDENT FUNDING ASSOCIATES, L.P. | 21 | 0.6% | — |
| 37 | RANLIFE, INC. | 18 | 0.5% | — |
| 38 | D. L. EVANS BANK | 17 | 0.5% | — |
| 39 | MY MOVE MORTGAGE, LLC | 17 | 0.5% | — |
| 40 | AmeriSave Mortgage Corporation | 15 | 0.4% | — |
Top 40 of 178 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps
- Sanpete County 1,357 apps