Utah · HMDA 2025
Mortgage lenders in Washington County, UT
300 lenders reported 13,171 home-loan applications in Washington County in 2025. 7,265 closed as loans ($2.8B), 1,685 were denied — a 17.9% denial rate on decided applications, below the Utah rate of 19.1%. The three most active lenders handled 23% of applications, led by Mountain America Federal Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,171
- Loans originated
- 7,265
- Purchase / refinance
- 3,887 / 2,028
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1,335 | 10.1% | 45.0% |
| 2 | GUILD MORTGAGE COMPANY | 937 | 7.1% | — |
| 3 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 736 | 5.6% | 22.5% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 656 | 5.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 590 | 4.5% | — |
| 6 | SUN AMERICAN MORTGAGE COMPANY | 370 | 2.8% | — |
| 7 | Rocket Mortgage, LLC | 364 | 2.8% | — |
| 8 | INTERCAP LENDING INC. | 331 | 2.5% | — |
| 9 | THE LOAN STORE, INC. | 329 | 2.5% | — |
| 10 | DHI MORTGAGE COMPANY, LTD. | 324 | 2.5% | — |
| 11 | NEWREZ LLC | 322 | 2.4% | — |
| 12 | GOLDENWEST | 317 | 2.4% | — |
| 13 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 310 | 2.4% | 30.7% |
| 14 | BELEM SERVICING LLC | 306 | 2.3% | — |
| 15 | FIRST COLONY MORTGAGE CORPORATION | 287 | 2.2% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 266 | 2.0% | 14.1% |
| 17 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 244 | 1.9% | 31.3% |
| 18 | PHH Mortgage Corporation | 219 | 1.7% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 193 | 1.5% | — |
| 20 | KIND LENDING, LLC | 193 | 1.5% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 183 | 1.4% | — |
| 22 | SECURITYNATIONAL MORTGAGE COMPANY | 149 | 1.1% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 147 | 1.1% | — |
| 24 | State Bank of Southern Utah 79 out of 100, Strong | 143 | 1.1% | 11.2% |
| 25 | UTAH FIRST | 133 | 1.0% | — |
| 26 | MY MOVE MORTGAGE, LLC | 126 | 1.0% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 118 | 0.9% | 39.5% |
| 28 | CMG MORTGAGE, INC. | 101 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 94 | 0.7% | 3.0% |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 93 | 0.7% | — |
| 31 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 85 | 0.6% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 85 | 0.6% | — |
| 33 | SPRING EQ, LLC | 82 | 0.6% | — |
| 34 | Mortgage Research Center, LLC | 77 | 0.6% | — |
| 35 | Loandepot.Com, LLC | 69 | 0.5% | — |
| 36 | Glacier Bank 68 out of 100, Moderate | 68 | 0.5% | 20.0% |
| 37 | University First Federal Credit Union | 67 | 0.5% | — |
| 38 | PLANET HOME LENDING, LLC | 66 | 0.5% | — |
| 39 | ARC HOME LLC | 65 | 0.5% | — |
| 40 | Bank of Utah | 65 | 0.5% | — |
Top 40 of 300 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps
- Sanpete County 1,357 apps