Utah · HMDA 2025
Mortgage lenders in Grand County, UT
98 lenders reported 389 home-loan applications in Grand County in 2025. 172 closed as loans ($64.5M), 81 were denied — a 29.9% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 35% of applications, led by Mountain America Federal Credit Union. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 389
- Loans originated
- 172
- Purchase / refinance
- 95 / 57
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grand County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 77 | 19.8% | 45.0% |
| 2 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 36 | 9.3% | — |
| 3 | Rocket Mortgage, LLC | 22 | 5.7% | — |
| 4 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 21 | 5.4% | 30.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 14 | 3.6% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 3.3% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.6% | — |
| 8 | 21st Mortgage Corporation | 9 | 2.3% | — |
| 9 | Citadel Servicing Corporation | 9 | 2.3% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 1.8% | 39.5% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.8% | — |
| 12 | KIND LENDING, LLC | 7 | 1.8% | — |
| 13 | THE LOAN STORE, INC. | 6 | 1.5% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 6 | 1.5% | — |
| 15 | PHH Mortgage Corporation | 6 | 1.5% | — |
| 16 | NEWREZ LLC | 5 | 1.3% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.3% | — |
| 18 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 5 | 1.3% | 22.5% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.0% | 14.1% |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.0% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 4 | 1.0% | — |
| 22 | Bank of Utah | 4 | 1.0% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 4 | 1.0% | — |
| 24 | Greenbox Loans, Inc. | 4 | 1.0% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 26 | Fairway Independent Mortgage Corporation | 3 | 0.8% | — |
| 27 | Loandepot.Com, LLC | 3 | 0.8% | — |
| 28 | GUILD MORTGAGE COMPANY | 3 | 0.8% | — |
| 29 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 30 | BETTER MORTGAGE CORPORATION | 3 | 0.8% | — |
| 31 | CANOPY MORTGAGE, LLC | 3 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 33 | AmeriSave Mortgage Corporation | 2 | 0.5% | — |
| 34 | SPRING EQ, LLC | 2 | 0.5% | — |
| 35 | NBKC BANK | 2 | 0.5% | — |
| 36 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 0.5% | — |
| 37 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.5% | — |
| 38 | ARC HOME LLC | 2 | 0.5% | — |
| 39 | AMERICAN FINANCIAL NETWORK, INC. | 2 | 0.5% | — |
| 40 | LENDINGONE, LLC | 2 | 0.5% | — |
Top 40 of 98 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps