Utah · HMDA 2025
Mortgage lenders in Sevier County, UT
105 lenders reported 1,140 home-loan applications in Sevier County in 2025. 641 closed as loans ($152.2M), 196 were denied — a 22.6% denial rate on decided applications, above the Utah rate of 19.1%. The three most active lenders handled 46% of applications, led by Mountain America Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,140
- Loans originated
- 641
- Purchase / refinance
- 258 / 226
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sevier County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union 56 out of 100, Moderate | 281 | 24.6% | 45.0% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 169 | 14.8% | — |
| 3 | INTERCAP LENDING INC. | 72 | 6.3% | — |
| 4 | State Bank of Southern Utah 79 out of 100, Strong | 60 | 5.3% | 11.2% |
| 5 | Rocket Mortgage, LLC | 49 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.4% | — |
| 7 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 39 | 3.4% | 30.7% |
| 8 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 32 | 2.8% | 22.5% |
| 9 | NEWREZ LLC | 27 | 2.4% | — |
| 10 | SUN AMERICAN MORTGAGE COMPANY | 20 | 1.8% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 19 | 1.7% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 16 | 1.4% | — |
| 13 | SECURITYNATIONAL MORTGAGE COMPANY | 16 | 1.4% | — |
| 14 | AmeriSave Mortgage Corporation | 14 | 1.2% | — |
| 15 | GUILD MORTGAGE COMPANY | 14 | 1.2% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.0% | 14.1% |
| 17 | Loandepot.Com, LLC | 10 | 0.9% | — |
| 18 | Mortgage Research Center, LLC | 10 | 0.9% | — |
| 19 | FIGURE LENDING LLC | 10 | 0.9% | — |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.9% | — |
| 21 | RESIDENTIAL WHOLESALE MORTGAGE, INC. | 9 | 0.8% | — |
| 22 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 0.7% | 10.0% |
| 23 | PHH Mortgage Corporation | 8 | 0.7% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 8 | 0.7% | 3.0% |
| 25 | Broker Solutions, Inc. | 7 | 0.6% | — |
| 26 | SPRING EQ, LLC | 6 | 0.5% | — |
| 27 | THE LOAN STORE, INC. | 6 | 0.5% | — |
| 28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | 0.5% | — |
| 29 | FIRST COLONY MORTGAGE CORPORATION | 6 | 0.5% | — |
| 30 | CYPRUS Federal Credit Union 71 out of 100, Strong | 6 | 0.5% | 30.3% |
| 31 | KIND LENDING, LLC | 6 | 0.5% | — |
| 32 | Fairway Independent Mortgage Corporation | 5 | 0.4% | — |
| 33 | Discover Bank | 5 | 0.4% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.4% | 39.5% |
| 35 | The Federal Savings Bank 51 out of 100, Below average | 5 | 0.4% | 19.1% |
| 36 | PLANET HOME LENDING, LLC | 5 | 0.4% | — |
| 37 | GOLDENWEST | 5 | 0.4% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.4% | — |
| 39 | CANOPY MORTGAGE, LLC | 5 | 0.4% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.4% | — |
Top 40 of 105 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Utah
- Salt Lake County 51,730 apps
- Utah County 35,605 apps
- Davis County 17,456 apps
- Weber County 15,621 apps
- Washington County 13,171 apps
- Tooele County 5,997 apps
- Cache County 5,733 apps
- Iron County 3,741 apps
- Box Elder County 3,593 apps
- Wasatch County 3,122 apps
- Summit County 3,104 apps
- Uintah County 2,059 apps