Virginia · HMDA 2025
Mortgage lenders in Lunenburg County, VA
102 lenders reported 416 home-loan applications in Lunenburg County in 2025. 197 closed as loans ($33.5M), 78 were denied — a 26.8% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 26% of applications, led by Benchmark Community Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 416
- Loans originated
- 197
- Purchase / refinance
- 99 / 65
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lunenburg County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Benchmark Community Bank 75 out of 100, Strong | 47 | 11.3% | 9.1% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 7.7% | — |
| 3 | Rocket Mortgage, LLC | 29 | 7.0% | — |
| 4 | Mortgage Research Center, LLC | 20 | 4.8% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 4.1% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 16 | 3.8% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 15 | 3.6% | 40.8% |
| 8 | NEWREZ LLC | 14 | 3.4% | — |
| 9 | Virginia Credit Union, Inc. | 11 | 2.6% | — |
| 10 | Citizens Bank and Trust Company 97 out of 100, Very strong | 10 | 2.4% | 16.3% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.2% | — |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 8 | 1.9% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.7% | — |
| 14 | FIGURE LENDING LLC | 7 | 1.7% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.4% | 32.9% |
| 16 | Loandepot.Com, LLC | 6 | 1.4% | — |
| 17 | Broker Solutions, Inc. | 6 | 1.4% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 1.4% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 5 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 5 | 1.2% | — |
| 21 | The Bank of Charlotte County 87 out of 100, Very strong | 5 | 1.2% | 16.4% |
| 22 | UNION HOME MORTGAGE CORP. | 5 | 1.2% | — |
| 23 | 21st Mortgage Corporation | 4 | 1.0% | — |
| 24 | Fairway Independent Mortgage Corporation | 4 | 1.0% | — |
| 25 | PLANET HOME LENDING, LLC | 4 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 4 | 1.0% | — |
| 27 | Alcova Mortgage LLC | 4 | 1.0% | — |
| 28 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 4 | 1.0% | 32.9% |
| 29 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.7% | — |
| 30 | NATION ONE MORTGAGE CORPORATION | 3 | 0.7% | — |
| 31 | C & F Mortgage Corporation | 3 | 0.7% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 3 | 0.7% | — |
| 33 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 34 | First Reliance Bank | 3 | 0.7% | — |
| 35 | LOWER, LLC | 3 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 3 | 0.7% | — |
| 37 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 3 | 0.7% | 22.5% |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.5% | 32.5% |
| 39 | Discover Bank | 2 | 0.5% | — |
| 40 | FIRST BANK 67 out of 100, Moderate | 2 | 0.5% | 17.0% |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps