Virginia · HMDA 2025
Mortgage lenders in Norfolk city, VA
321 lenders reported 10,756 home-loan applications in Norfolk city in 2025. 5,291 closed as loans ($1.6B), 1,397 were denied — a 20.0% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 21% of applications, led by Navy Federal Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 10,756
- Loans originated
- 5,291
- Purchase / refinance
- 3,016 / 1,552
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Norfolk city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 876 | 8.1% | 32.9% |
| 2 | Mortgage Research Center, LLC | 712 | 6.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 637 | 5.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 613 | 5.7% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 475 | 4.4% | — |
| 6 | NEWREZ LLC | 465 | 4.3% | — |
| 7 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 355 | 3.3% | — |
| 8 | Rocket Mortgage, LLC | 340 | 3.2% | — |
| 9 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 249 | 2.3% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 247 | 2.3% | 40.8% |
| 11 | MOVEMENT MORTGAGE, LLC | 224 | 2.1% | — |
| 12 | SOUTHERN TRUST MORTGAGE, LLC | 212 | 2.0% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 188 | 1.7% | 14.1% |
| 14 | LANGLEY Federal Credit Union 54 out of 100, Below average | 182 | 1.7% | 21.7% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 165 | 1.5% | — |
| 16 | PLANET HOME LENDING, LLC | 163 | 1.5% | — |
| 17 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 154 | 1.4% | 31.3% |
| 18 | Kiavi Funding, Inc. | 147 | 1.4% | — |
| 19 | Towne Bank 74 out of 100, Strong | 135 | 1.3% | 6.6% |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 131 | 1.2% | 44.7% |
| 21 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 126 | 1.2% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 119 | 1.1% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 105 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 99 | 0.9% | — |
| 25 | Atlantic Coast Mortgage, LLC | 93 | 0.9% | — |
| 26 | Broker Solutions, Inc. | 91 | 0.8% | — |
| 27 | AMERICAN FINANCIAL NETWORK, INC. | 88 | 0.8% | — |
| 28 | Towne Mortgage, LLC | 88 | 0.8% | — |
| 29 | Advance Financial Group, LLC | 82 | 0.8% | — |
| 30 | Loandepot.Com, LLC | 80 | 0.7% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 79 | 0.7% | — |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 78 | 0.7% | 33.8% |
| 33 | LENDINGONE, LLC | 78 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 77 | 0.7% | — |
| 35 | AmeriSave Mortgage Corporation | 67 | 0.6% | — |
| 36 | FIGURE LENDING LLC | 65 | 0.6% | — |
| 37 | CMG MORTGAGE, INC. | 64 | 0.6% | — |
| 38 | TIDEWATER MORTGAGE SERVICES, INC. | 64 | 0.6% | — |
| 39 | ABNB Federal Credit Union 53 out of 100, Below average | 62 | 0.6% | 34.4% |
| 40 | Prosperity Home Mortgage, LLC | 60 | 0.6% | — |
Top 40 of 321 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps
- Hampton city 7,582 apps