Virginia · HMDA 2025
Mortgage lenders in Virginia Beach city, VA
438 lenders reported 23,030 home-loan applications in Virginia Beach city in 2025. 11,927 closed as loans ($4.1B), 2,901 were denied — a 18.8% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 20% of applications, led by Navy Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,030
- Loans originated
- 11,927
- Purchase / refinance
- 5,715 / 3,551
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Virginia Beach city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 2,391 | 10.4% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,257 | 5.5% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,001 | 4.3% | — |
| 4 | Rocket Mortgage, LLC | 988 | 4.3% | — |
| 5 | NEWREZ LLC | 984 | 4.3% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 899 | 3.9% | — |
| 7 | Mortgage Research Center, LLC | 864 | 3.8% | — |
| 8 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 579 | 2.5% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 496 | 2.2% | 40.8% |
| 10 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 466 | 2.0% | — |
| 11 | SOUTHERN TRUST MORTGAGE, LLC | 454 | 2.0% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 453 | 2.0% | 14.1% |
| 13 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 453 | 2.0% | 31.3% |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 435 | 1.9% | 44.7% |
| 15 | Towne Bank 74 out of 100, Strong | 434 | 1.9% | 6.6% |
| 16 | LANGLEY Federal Credit Union 54 out of 100, Below average | 423 | 1.8% | 21.7% |
| 17 | MOVEMENT MORTGAGE, LLC | 379 | 1.6% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 378 | 1.6% | — |
| 19 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 375 | 1.6% | — |
| 20 | PLANET HOME LENDING, LLC | 263 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 250 | 1.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 250 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 245 | 1.1% | — |
| 24 | ABNB Federal Credit Union 53 out of 100, Below average | 241 | 1.0% | 34.4% |
| 25 | Coastal Community Bank 35 out of 100, Low | 209 | 0.9% | 3.0% |
| 26 | Loandepot.Com, LLC | 206 | 0.9% | — |
| 27 | TIDEWATER MORTGAGE SERVICES, INC. | 196 | 0.9% | — |
| 28 | SPRING EQ, LLC | 193 | 0.8% | — |
| 29 | Broker Solutions, Inc. | 186 | 0.8% | — |
| 30 | Advance Financial Group, LLC | 183 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 177 | 0.8% | — |
| 32 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 170 | 0.7% | 22.3% |
| 33 | CMG MORTGAGE, INC. | 168 | 0.7% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 167 | 0.7% | — |
| 35 | Atlantic Coast Mortgage, LLC | 164 | 0.7% | — |
| 36 | Towne Mortgage, LLC | 156 | 0.7% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 146 | 0.6% | 33.8% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 144 | 0.6% | 22.2% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 144 | 0.6% | — |
| 40 | NEW DAY FINANCIAL, LLC | 137 | 0.6% | — |
Top 40 of 438 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps
- Hampton city 7,582 apps