Virginia · HMDA 2025
Mortgage lenders in Prince William County, VA
459 lenders reported 22,278 home-loan applications in Prince William County in 2025. 10,738 closed as loans ($4.6B), 3,263 were denied — a 22.2% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 18% of applications, led by Navy Federal Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 22,278
- Loans originated
- 10,738
- Purchase / refinance
- 5,089 / 3,385
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Prince William County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 1,727 | 7.8% | 32.9% |
| 2 | Rocket Mortgage, LLC | 1,182 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,031 | 4.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 909 | 4.1% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 862 | 3.9% | 40.8% |
| 6 | FREEDOM MORTGAGE CORPORATION | 711 | 3.2% | — |
| 7 | NEWREZ LLC | 705 | 3.2% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 675 | 3.0% | 14.1% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 567 | 2.5% | 44.7% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 467 | 2.1% | 33.8% |
| 11 | Apple Federal Credit Union 76 out of 100, Strong | 432 | 1.9% | 33.0% |
| 12 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 390 | 1.8% | 45.9% |
| 13 | Atlantic Coast Mortgage, LLC | 384 | 1.7% | — |
| 14 | First Heritage Mortgage, LLC | 367 | 1.6% | — |
| 15 | Mortgage Research Center, LLC | 364 | 1.6% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 320 | 1.4% | — |
| 17 | GUARANTEED RATE, INC. | 318 | 1.4% | — |
| 18 | CMG MORTGAGE, INC. | 307 | 1.4% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 304 | 1.4% | 3.0% |
| 20 | SPRING EQ, LLC | 299 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 254 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 243 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 242 | 1.1% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 220 | 1.0% | — |
| 25 | NVR Mortgage Finance, Inc. | 217 | 1.0% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 209 | 0.9% | — |
| 27 | Fairway Independent Mortgage Corporation | 203 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 203 | 0.9% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 185 | 0.8% | — |
| 30 | Northwest Federal Credit Union 69 out of 100, Moderate | 183 | 0.8% | 23.7% |
| 31 | PHH Mortgage Corporation | 182 | 0.8% | — |
| 32 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 182 | 0.8% | 32.9% |
| 33 | Discover Bank | 166 | 0.7% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 158 | 0.7% | 32.5% |
| 35 | Broker Solutions, Inc. | 156 | 0.7% | — |
| 36 | Prosperity Home Mortgage, LLC | 151 | 0.7% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 147 | 0.7% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 144 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 143 | 0.6% | — |
| 40 | INTERCOASTAL MORTGAGE, LLC | 134 | 0.6% | — |
Top 40 of 459 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps
- Hampton city 7,582 apps