Virginia · HMDA 2025
Mortgage lenders in Chesapeake city, VA
334 lenders reported 14,973 home-loan applications in Chesapeake city in 2025. 7,639 closed as loans ($2.4B), 1,865 were denied — a 18.8% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 21% of applications, led by Navy Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,973
- Loans originated
- 7,639
- Purchase / refinance
- 3,639 / 2,463
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chesapeake city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 1,479 | 9.9% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 882 | 5.9% | — |
| 3 | FREEDOM MORTGAGE CORPORATION | 759 | 5.1% | — |
| 4 | Mortgage Research Center, LLC | 728 | 4.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 689 | 4.6% | — |
| 6 | NEWREZ LLC | 665 | 4.4% | — |
| 7 | Rocket Mortgage, LLC | 656 | 4.4% | — |
| 8 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 472 | 3.2% | — |
| 9 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 322 | 2.2% | — |
| 10 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 311 | 2.1% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 309 | 2.1% | — |
| 12 | LANGLEY Federal Credit Union 54 out of 100, Below average | 261 | 1.7% | 21.7% |
| 13 | PLANET HOME LENDING, LLC | 233 | 1.6% | — |
| 14 | SOUTHERN TRUST MORTGAGE, LLC | 230 | 1.5% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 229 | 1.5% | 40.8% |
| 16 | CHARTWAY FEDERAL CREDIT UNION 50 out of 100, Below average | 227 | 1.5% | 31.3% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 226 | 1.5% | 14.1% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 222 | 1.5% | — |
| 19 | Towne Bank 74 out of 100, Strong | 222 | 1.5% | 6.6% |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 207 | 1.4% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 194 | 1.3% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 189 | 1.3% | 44.7% |
| 23 | Loandepot.Com, LLC | 150 | 1.0% | — |
| 24 | CALCON MUTUAL MORTGAGE LLC | 149 | 1.0% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 141 | 0.9% | — |
| 26 | ABNB Federal Credit Union 53 out of 100, Below average | 141 | 0.9% | 34.4% |
| 27 | SPRING EQ, LLC | 131 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 129 | 0.9% | — |
| 29 | Atlantic Coast Mortgage, LLC | 129 | 0.9% | — |
| 30 | CMG MORTGAGE, INC. | 126 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 121 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 121 | 0.8% | 3.0% |
| 33 | Broker Solutions, Inc. | 108 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 107 | 0.7% | — |
| 35 | NEW DAY FINANCIAL, LLC | 103 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 103 | 0.7% | — |
| 37 | TIDEWATER MORTGAGE SERVICES, INC. | 95 | 0.6% | — |
| 38 | Advance Financial Group, LLC | 93 | 0.6% | — |
| 39 | Discover Bank | 84 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 82 | 0.5% | 22.2% |
Top 40 of 334 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps
- Hampton city 7,582 apps