Virginia · HMDA 2025
Mortgage lenders in Henrico County, VA
413 lenders reported 15,494 home-loan applications in Henrico County in 2025. 8,203 closed as loans ($3.2B), 2,027 were denied — a 19.1% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 15% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,494
- Loans originated
- 8,203
- Purchase / refinance
- 4,231 / 2,390
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henrico County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 825 | 5.3% | — |
| 2 | Virginia Credit Union, Inc. | 793 | 5.1% | — |
| 3 | Rocket Mortgage, LLC | 749 | 4.8% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 697 | 4.5% | 40.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 549 | 3.5% | — |
| 6 | CAPITAL CENTER, L.L.C. | 536 | 3.5% | — |
| 7 | NEWREZ LLC | 505 | 3.3% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 457 | 2.9% | 14.1% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 412 | 2.7% | 44.7% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 378 | 2.4% | 32.9% |
| 11 | First Heritage Mortgage, LLC | 374 | 2.4% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 331 | 2.1% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 328 | 2.1% | — |
| 14 | Towne Bank 74 out of 100, Strong | 285 | 1.8% | 6.6% |
| 15 | NVR Mortgage Finance, Inc. | 278 | 1.8% | — |
| 16 | Atlantic Union Bank 73 out of 100, Strong | 278 | 1.8% | 23.3% |
| 17 | NATIONSTAR MORTGAGE LLC | 243 | 1.6% | — |
| 18 | C & F Mortgage Corporation | 197 | 1.3% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 189 | 1.2% | — |
| 20 | FIGURE LENDING LLC | 175 | 1.1% | — |
| 21 | Prosperity Home Mortgage, LLC | 171 | 1.1% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 167 | 1.1% | 39.5% |
| 23 | HENRICO Federal Credit Union 64 out of 100, Moderate | 161 | 1.0% | 19.5% |
| 24 | CMG MORTGAGE, INC. | 158 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 151 | 1.0% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 138 | 0.9% | 3.0% |
| 27 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 134 | 0.9% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 133 | 0.9% | 22.2% |
| 29 | Citizens and Farmers Bank 75 out of 100, Strong | 128 | 0.8% | 27.4% |
| 30 | AmeriSave Mortgage Corporation | 125 | 0.8% | — |
| 31 | United Bank 74 out of 100, Strong | 123 | 0.8% | 20.3% |
| 32 | SPRING EQ, LLC | 121 | 0.8% | — |
| 33 | PHH Mortgage Corporation | 120 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 116 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 115 | 0.7% | — |
| 36 | Mortgage Research Center, LLC | 114 | 0.7% | — |
| 37 | NFM, INC. | 111 | 0.7% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 110 | 0.7% | 32.5% |
| 39 | Atlantic Coast Mortgage, LLC | 108 | 0.7% | — |
| 40 | Fulton Bank, National Association 65 out of 100, Moderate | 99 | 0.6% | 23.0% |
Top 40 of 413 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps
- Hampton city 7,582 apps