Virginia · HMDA 2025
Mortgage lenders in Loudoun County, VA
468 lenders reported 22,017 home-loan applications in Loudoun County in 2025. 11,501 closed as loans ($6.0B), 2,751 were denied — a 18.5% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 15% of applications, led by Navy Federal Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 22,017
- Loans originated
- 11,501
- Purchase / refinance
- 5,508 / 3,564
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Loudoun County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 1,182 | 5.4% | 32.9% |
| 2 | Rocket Mortgage, LLC | 1,048 | 4.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,027 | 4.7% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 991 | 4.5% | 40.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 765 | 3.5% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 744 | 3.4% | 44.7% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 740 | 3.4% | 14.1% |
| 8 | NEWREZ LLC | 524 | 2.4% | — |
| 9 | Atlantic Coast Mortgage, LLC | 520 | 2.4% | — |
| 10 | INTERCOASTAL MORTGAGE, LLC | 484 | 2.2% | — |
| 11 | GUARANTEED RATE, INC. | 446 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 390 | 1.8% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 385 | 1.7% | 33.8% |
| 14 | Northwest Federal Credit Union 69 out of 100, Moderate | 378 | 1.7% | 23.7% |
| 15 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 338 | 1.5% | 45.9% |
| 16 | NATIONSTAR MORTGAGE LLC | 315 | 1.4% | — |
| 17 | PHH Mortgage Corporation | 306 | 1.4% | — |
| 18 | SPRING EQ, LLC | 289 | 1.3% | — |
| 19 | CMG MORTGAGE, INC. | 286 | 1.3% | — |
| 20 | Apple Federal Credit Union 76 out of 100, Strong | 283 | 1.3% | 33.0% |
| 21 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 283 | 1.3% | 32.9% |
| 22 | Coastal Community Bank 35 out of 100, Low | 279 | 1.3% | 3.0% |
| 23 | Loandepot.Com, LLC | 274 | 1.2% | — |
| 24 | United Nations Federal Credit Union 76 out of 100, Strong | 249 | 1.1% | 11.4% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 242 | 1.1% | — |
| 26 | First Heritage Mortgage, LLC | 233 | 1.1% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 228 | 1.0% | — |
| 28 | FIGURE LENDING LLC | 225 | 1.0% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 212 | 1.0% | 32.5% |
| 30 | PULTE MORTGAGE LLC | 205 | 0.9% | — |
| 31 | Atlantic Union Bank 73 out of 100, Strong | 195 | 0.9% | 23.3% |
| 32 | NVR Mortgage Finance, Inc. | 191 | 0.9% | — |
| 33 | Discover Bank | 178 | 0.8% | — |
| 34 | TOLL BROTHERS MORTGAGE COMPANY | 177 | 0.8% | — |
| 35 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 174 | 0.8% | 35.5% |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 173 | 0.8% | — |
| 37 | U.S. Bank National Association 55 out of 100, Moderate | 168 | 0.8% | 39.5% |
| 38 | MOVEMENT MORTGAGE, LLC | 159 | 0.7% | — |
| 39 | First National Bank of Pennsylvania 64 out of 100, Moderate | 159 | 0.7% | 26.6% |
| 40 | ABNB Federal Credit Union 53 out of 100, Below average | 157 | 0.7% | 34.4% |
Top 40 of 468 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps
- Hampton city 7,582 apps