Virginia · HMDA 2025
Mortgage lenders in Newport News city, VA
291 lenders reported 7,787 home-loan applications in Newport News city in 2025. 3,899 closed as loans ($1.0B), 1,089 were denied — a 20.7% denial rate on decided applications, close to the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by LANGLEY Federal Credit Union. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,787
- Loans originated
- 3,899
- Purchase / refinance
- 1,943 / 1,215
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Newport News city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LANGLEY Federal Credit Union 54 out of 100, Below average | 488 | 6.3% | 21.7% |
| 2 | Navy Federal Credit Union 66 out of 100, Moderate | 403 | 5.2% | 32.9% |
| 3 | Mortgage Research Center, LLC | 392 | 5.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 387 | 5.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 356 | 4.6% | — |
| 6 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 332 | 4.3% | — |
| 7 | Rocket Mortgage, LLC | 293 | 3.8% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 292 | 3.7% | — |
| 9 | NEWREZ LLC | 290 | 3.7% | — |
| 10 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 267 | 3.4% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 255 | 3.3% | — |
| 12 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 243 | 3.1% | — |
| 13 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 219 | 2.8% | 28.0% |
| 14 | Truist Bank 63 out of 100, Moderate | 141 | 1.8% | 40.8% |
| 15 | PLANET HOME LENDING, LLC | 123 | 1.6% | — |
| 16 | VILLAGE CAPITAL & INVESTMENT LLC | 122 | 1.6% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 119 | 1.5% | 14.1% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 109 | 1.4% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 102 | 1.3% | — |
| 20 | Towne Bank 74 out of 100, Strong | 92 | 1.2% | 6.6% |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 89 | 1.1% | 44.7% |
| 22 | NATIONSTAR MORTGAGE LLC | 79 | 1.0% | — |
| 23 | Loandepot.Com, LLC | 78 | 1.0% | — |
| 24 | SOUTHERN TRUST MORTGAGE, LLC | 73 | 0.9% | — |
| 25 | Kiavi Funding, Inc. | 63 | 0.8% | — |
| 26 | CALCON MUTUAL MORTGAGE LLC | 60 | 0.8% | — |
| 27 | AmeriSave Mortgage Corporation | 59 | 0.8% | — |
| 28 | Broker Solutions, Inc. | 58 | 0.7% | — |
| 29 | NEW DAY FINANCIAL, LLC | 58 | 0.7% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 58 | 0.7% | 3.0% |
| 31 | SPRING EQ, LLC | 52 | 0.7% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 49 | 0.6% | — |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 46 | 0.6% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 45 | 0.6% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 43 | 0.6% | 22.2% |
| 36 | FIGURE LENDING LLC | 41 | 0.5% | — |
| 37 | Atlantic Coast Mortgage, LLC | 41 | 0.5% | — |
| 38 | Prosperity Home Mortgage, LLC | 39 | 0.5% | — |
| 39 | Equity Prime Mortgage LLC | 38 | 0.5% | — |
| 40 | TIDEWATER MORTGAGE SERVICES, INC. | 36 | 0.5% | — |
Top 40 of 291 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Hampton city 7,582 apps