Virginia · HMDA 2025
Mortgage lenders in Chesterfield County, VA
441 lenders reported 20,714 home-loan applications in Chesterfield County in 2025. 10,860 closed as loans ($3.6B), 2,580 were denied — a 18.5% denial rate on decided applications, below the Virginia rate of 20.2%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 20,714
- Loans originated
- 10,860
- Purchase / refinance
- 5,631 / 3,147
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chesterfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 1,236 | 6.0% | — |
| 2 | Rocket Mortgage, LLC | 1,150 | 5.6% | — |
| 3 | Virginia Credit Union, Inc. | 959 | 4.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 787 | 3.8% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 689 | 3.3% | 40.8% |
| 6 | NEWREZ LLC | 687 | 3.3% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 628 | 3.0% | 32.9% |
| 8 | FREEDOM MORTGAGE CORPORATION | 596 | 2.9% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 590 | 2.8% | 14.1% |
| 10 | NVR Mortgage Finance, Inc. | 534 | 2.6% | — |
| 11 | CAPITAL CENTER, L.L.C. | 482 | 2.3% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 439 | 2.1% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 403 | 1.9% | 44.7% |
| 14 | NATIONSTAR MORTGAGE LLC | 334 | 1.6% | — |
| 15 | C & F Mortgage Corporation | 314 | 1.5% | — |
| 16 | First Heritage Mortgage, LLC | 314 | 1.5% | — |
| 17 | Mortgage Research Center, LLC | 290 | 1.4% | — |
| 18 | Atlantic Union Bank 73 out of 100, Strong | 244 | 1.2% | 23.3% |
| 19 | Loandepot.Com, LLC | 239 | 1.2% | — |
| 20 | MOVEMENT MORTGAGE, LLC | 237 | 1.1% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 216 | 1.0% | 3.0% |
| 22 | Towne Bank 74 out of 100, Strong | 203 | 1.0% | 6.6% |
| 23 | FIGURE LENDING LLC | 202 | 1.0% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 201 | 1.0% | 39.5% |
| 25 | Prosperity Home Mortgage, LLC | 199 | 1.0% | — |
| 26 | Alcova Mortgage LLC | 198 | 1.0% | — |
| 27 | SPRING EQ, LLC | 196 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 181 | 0.9% | — |
| 29 | CMG MORTGAGE, INC. | 175 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 169 | 0.8% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 166 | 0.8% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 163 | 0.8% | 22.2% |
| 33 | LENNAR MORTGAGE, LLC | 161 | 0.8% | — |
| 34 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 157 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 152 | 0.7% | — |
| 36 | Citizens and Farmers Bank 75 out of 100, Strong | 150 | 0.7% | 27.4% |
| 37 | PHH Mortgage Corporation | 145 | 0.7% | — |
| 38 | SOUTHERN TRUST MORTGAGE, LLC | 144 | 0.7% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 143 | 0.7% | — |
| 40 | Broker Solutions, Inc. | 138 | 0.7% | — |
Top 40 of 441 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps
- Hampton city 7,582 apps