Wisconsin · HMDA 2025
Mortgage lenders in Pepin County, WI
71 lenders reported 268 home-loan applications in Pepin County in 2025. 162 closed as loans ($32.6M), 48 were denied — a 21.6% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 31% of applications, led by WESTCONSIN Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 268
- Loans originated
- 162
- Purchase / refinance
- 68 / 50
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pepin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WESTCONSIN Credit Union 78 out of 100, Strong | 35 | 13.1% | 15.4% |
| 2 | Royal Credit Union 73 out of 100, Strong | 25 | 9.3% | 11.3% |
| 3 | Rocket Mortgage, LLC | 22 | 8.2% | — |
| 4 | COMPEER FINANCIAL, FLCA | 16 | 6.0% | — |
| 5 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 12 | 4.5% | 9.1% |
| 6 | Security Financial Bank 61 out of 100, Moderate | 11 | 4.1% | 8.0% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 9 | 3.4% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 3.0% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 7 | 2.6% | — |
| 10 | Loandepot.Com, LLC | 6 | 2.2% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 2.2% | — |
| 12 | Mortgage Research Center, LLC | 6 | 2.2% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.9% | 39.5% |
| 14 | NEW DAY FINANCIAL, LLC | 5 | 1.9% | — |
| 15 | Broker Solutions, Inc. | 4 | 1.5% | — |
| 16 | WNB FINANCIAL, N.A. 76 out of 100, Strong | 4 | 1.5% | 6.7% |
| 17 | ALTRA Federal Credit Union 78 out of 100, Strong | 4 | 1.5% | 9.3% |
| 18 | Citizens Community Federal National Association 50 out of 100, Below average | 4 | 1.5% | 9.4% |
| 19 | Associated Bank, National Association | 4 | 1.5% | — |
| 20 | NEWREZ LLC | 3 | 1.1% | — |
| 21 | Fairway Independent Mortgage Corporation | 3 | 1.1% | — |
| 22 | MARINE CREDIT UNION 53 out of 100, Below average | 3 | 1.1% | 44.9% |
| 23 | NATIONSTAR MORTGAGE LLC | 3 | 1.1% | — |
| 24 | ENVOY MORTGAGE, LTD | 3 | 1.1% | — |
| 25 | AFFINITY PLUS | 3 | 1.1% | — |
| 26 | Bell Bank 59 out of 100, Moderate | 3 | 1.1% | 7.1% |
| 27 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 28 | Summit Credit Union | 2 | 0.7% | — |
| 29 | Nicolet National Bank 64 out of 100, Moderate | 2 | 0.7% | 4.5% |
| 30 | Filo Mortgage, L.L.C. | 2 | 0.7% | — |
| 31 | Citizens State Bank | 2 | 0.7% | — |
| 32 | UNION HOME MORTGAGE CORP. | 2 | 0.7% | — |
| 33 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.7% | — |
| 34 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 2 | 0.7% | — |
| 35 | First Security Bank | 2 | 0.7% | — |
| 36 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 37 | Truist Bank 63 out of 100, Moderate | 1 | 0.4% | 40.8% |
| 38 | SPRING EQ, LLC | 1 | 0.4% | — |
| 39 | Dairy State Bank 80 out of 100, Strong | 1 | 0.4% | 20.3% |
| 40 | Peoples State Bank of Plainview 66 out of 100, Moderate | 1 | 0.4% | 6.3% |
Top 40 of 71 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps