Wisconsin · HMDA 2025
Mortgage lenders in Dane County, WI
393 lenders reported 22,884 home-loan applications in Dane County in 2025. 16,275 closed as loans ($5.5B), 2,169 were denied — a 11.3% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 49% of applications, led by Summit Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 22,884
- Loans originated
- 16,275
- Purchase / refinance
- 6,551 / 5,531
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dane County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Summit Credit Union | 5,307 | 23.2% | — |
| 2 | University of Wisconsin Credit Union 68 out of 100, Moderate | 5,217 | 22.8% | 15.4% |
| 3 | Lake Ridge Bank 68 out of 100, Moderate | 632 | 2.8% | 7.4% |
| 4 | THOMPSON KANE & COMPANY, INC | 578 | 2.5% | — |
| 5 | The Park Bank 64 out of 100, Moderate | 516 | 2.3% | 9.1% |
| 6 | Fairway Independent Mortgage Corporation | 508 | 2.2% | — |
| 7 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 506 | 2.2% | 9.1% |
| 8 | BMO Bank National Association 83 out of 100, Strong | 413 | 1.8% | 40.5% |
| 9 | Rocket Mortgage, LLC | 370 | 1.6% | — |
| 10 | Bell Bank 59 out of 100, Moderate | 351 | 1.5% | 7.1% |
| 11 | Heartland Credit Union (Madison) | 339 | 1.5% | — |
| 12 | Associated Bank, National Association | 332 | 1.5% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 324 | 1.4% | — |
| 14 | GUILD MORTGAGE COMPANY | 317 | 1.4% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 316 | 1.4% | 14.1% |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 292 | 1.3% | 39.5% |
| 17 | NEWREZ LLC | 287 | 1.3% | — |
| 18 | Johnson Financial Group 73 out of 100, Strong | 283 | 1.2% | 7.8% |
| 19 | Old National Bank 59 out of 100, Moderate | 279 | 1.2% | 22.1% |
| 20 | One Community Bank 74 out of 100, Strong | 257 | 1.1% | 7.1% |
| 21 | GUARANTEED RATE, INC. | 217 | 0.9% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 211 | 0.9% | — |
| 23 | Prosperity Home Mortgage, LLC | 179 | 0.8% | — |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 173 | 0.8% | — |
| 25 | The Bank of New Glarus 56 out of 100, Moderate | 168 | 0.7% | 1.2% |
| 26 | DUPACO COMMUNITY | 142 | 0.6% | — |
| 27 | Bank of Sun Prairie 68 out of 100, Moderate | 136 | 0.6% | 12.0% |
| 28 | Mortgage Research Center, LLC | 117 | 0.5% | — |
| 29 | Town Bank, N.A. 70 out of 100, Strong | 116 | 0.5% | 5.7% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 100 | 0.4% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 100 | 0.4% | — |
| 32 | Loandepot.Com, LLC | 92 | 0.4% | — |
| 33 | Landmark Credit Union | 92 | 0.4% | — |
| 34 | Nations Lending Corporation | 89 | 0.4% | — |
| 35 | Wings Financial Credit Union | 88 | 0.4% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 83 | 0.4% | — |
| 37 | DMB Community Bank 69 out of 100, Moderate | 83 | 0.4% | 8.7% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 75 | 0.3% | — |
| 39 | Bank of Deerfield | 72 | 0.3% | — |
| 40 | Capitol Bank 79 out of 100, Strong | 69 | 0.3% | 1.3% |
Top 40 of 393 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps
- Sheboygan County 4,501 apps