Wisconsin · HMDA 2025
Mortgage lenders in Winnebago County, WI
273 lenders reported 6,765 home-loan applications in Winnebago County in 2025. 4,662 closed as loans ($1.0B), 674 were denied — a 12.2% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 25% of applications, led by Community First. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,765
- Loans originated
- 4,662
- Purchase / refinance
- 2,186 / 1,340
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Winnebago County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community First | 976 | 14.4% | — |
| 2 | VERVE, A CREDIT UNION 65 out of 100, Moderate | 381 | 5.6% | 10.2% |
| 3 | FOX COMMUNITIES Credit Union 73 out of 100, Strong | 323 | 4.8% | 4.0% |
| 4 | Associated Bank, National Association | 240 | 3.5% | — |
| 5 | Rocket Mortgage, LLC | 239 | 3.5% | — |
| 6 | Nicolet National Bank 64 out of 100, Moderate | 188 | 2.8% | 4.5% |
| 7 | CAPITAL Credit Union | 187 | 2.8% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 166 | 2.5% | 39.5% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 160 | 2.4% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 139 | 2.1% | — |
| 11 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 131 | 1.9% | 10.2% |
| 12 | Mortgage Research Center, LLC | 125 | 1.8% | — |
| 13 | Fairway Independent Mortgage Corporation | 116 | 1.7% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 115 | 1.7% | 14.1% |
| 15 | West Pointe Bank 84 out of 100, Strong | 113 | 1.7% | 1.0% |
| 16 | GUILD MORTGAGE COMPANY | 107 | 1.6% | — |
| 17 | BMO Bank National Association 83 out of 100, Strong | 105 | 1.6% | 40.5% |
| 18 | University of Wisconsin Credit Union 68 out of 100, Moderate | 101 | 1.5% | 15.4% |
| 19 | Home State Bank, National Association 82 out of 100, Strong | 99 | 1.5% | 5.2% |
| 20 | NEWREZ LLC | 93 | 1.4% | — |
| 21 | Nations Lending Corporation | 91 | 1.3% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 86 | 1.3% | 22.2% |
| 23 | FREEDOM MORTGAGE CORPORATION | 79 | 1.2% | — |
| 24 | Bank First, N.A. 68 out of 100, Moderate | 76 | 1.1% | 9.2% |
| 25 | Waterstone Mortgage Corporation | 70 | 1.0% | — |
| 26 | WINNEBAGO COMMUNITY | 65 | 1.0% | — |
| 27 | Johnson Financial Group 73 out of 100, Strong | 61 | 0.9% | 7.8% |
| 28 | MARINE CREDIT UNION 53 out of 100, Below average | 60 | 0.9% | 44.9% |
| 29 | FIGURE LENDING LLC | 58 | 0.9% | — |
| 30 | Old National Bank 59 out of 100, Moderate | 58 | 0.9% | 22.1% |
| 31 | NATIONSTAR MORTGAGE LLC | 55 | 0.8% | — |
| 32 | Loandepot.Com, LLC | 49 | 0.7% | — |
| 33 | Zippy Loans, LLC | 48 | 0.7% | — |
| 34 | Premier Community Bank 57 out of 100, Moderate | 46 | 0.7% | 4.3% |
| 35 | 21st Mortgage Corporation | 42 | 0.6% | — |
| 36 | Summit Credit Union | 41 | 0.6% | — |
| 37 | Fortifi Bank 58 out of 100, Moderate | 39 | 0.6% | 4.5% |
| 38 | PLANET HOME LENDING, LLC | 39 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 38 | 0.6% | — |
| 40 | East Wisconsin Savings Bank 53 out of 100, Below average | 37 | 0.5% | 6.4% |
Top 40 of 273 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps
- Sheboygan County 4,501 apps