Wisconsin · HMDA 2025
Mortgage lenders in Rock County, WI
297 lenders reported 7,985 home-loan applications in Rock County in 2025. 5,140 closed as loans ($974.9M), 1,129 were denied — a 17.5% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 22% of applications, led by Summit Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,985
- Loans originated
- 5,140
- Purchase / refinance
- 2,167 / 1,730
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Summit Credit Union | 803 | 10.1% | — |
| 2 | Blackhawk Community Credit Union 68 out of 100, Moderate | 533 | 6.7% | 12.3% |
| 3 | Johnson Financial Group 73 out of 100, Strong | 412 | 5.2% | 7.8% |
| 4 | University of Wisconsin Credit Union 68 out of 100, Moderate | 397 | 5.0% | 15.4% |
| 5 | ADVIA Federal Credit Union | 362 | 4.5% | — |
| 6 | Rocket Mortgage, LLC | 290 | 3.6% | — |
| 7 | GUILD MORTGAGE COMPANY | 257 | 3.2% | — |
| 8 | Associated Bank, National Association | 247 | 3.1% | — |
| 9 | BMO Bank National Association 83 out of 100, Strong | 206 | 2.6% | 40.5% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 163 | 2.0% | — |
| 11 | EDUCATORS CREDIT UNION | 157 | 2.0% | — |
| 12 | Zippy Loans, LLC | 156 | 2.0% | — |
| 13 | Mortgage Research Center, LLC | 153 | 1.9% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 152 | 1.9% | 14.1% |
| 15 | The First National Bank and Trust Company | 147 | 1.8% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 132 | 1.7% | — |
| 17 | NEWREZ LLC | 129 | 1.6% | — |
| 18 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 126 | 1.6% | 22.9% |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 114 | 1.4% | 39.5% |
| 20 | Fairway Independent Mortgage Corporation | 108 | 1.4% | — |
| 21 | First Community CU of Beloit | 96 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 90 | 1.1% | — |
| 23 | THOMPSON KANE & COMPANY, INC | 85 | 1.1% | — |
| 24 | Old National Bank 59 out of 100, Moderate | 83 | 1.0% | 22.1% |
| 25 | 21st Mortgage Corporation | 80 | 1.0% | — |
| 26 | Bank of Milton 53 out of 100, Below average | 78 | 1.0% | 7.3% |
| 27 | First Community Bank 77 out of 100, Strong | 75 | 0.9% | 0.0% |
| 28 | Lake Ridge Bank 68 out of 100, Moderate | 75 | 0.9% | 7.4% |
| 29 | MORTGAGE CENTER L.C | 69 | 0.9% | — |
| 30 | Broker Solutions, Inc. | 63 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 60 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 56 | 0.7% | 3.0% |
| 33 | Loandepot.Com, LLC | 54 | 0.7% | — |
| 34 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 54 | 0.7% | 9.1% |
| 35 | The Bank of New Glarus 56 out of 100, Moderate | 49 | 0.6% | 1.2% |
| 36 | PLANET HOME LENDING, LLC | 47 | 0.6% | — |
| 37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 47 | 0.6% | — |
| 38 | GREENSTATE Credit Union 50 out of 100, Below average | 47 | 0.6% | 10.1% |
| 39 | The Bank of Brodhead 55 out of 100, Moderate | 46 | 0.6% | 9.9% |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 0.5% | — |
Top 40 of 297 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps
- Sheboygan County 4,501 apps