Wisconsin · HMDA 2025
Mortgage lenders in Racine County, WI
329 lenders reported 9,168 home-loan applications in Racine County in 2025. 5,490 closed as loans ($1.1B), 1,444 were denied — a 19.9% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 27% of applications, led by EDUCATORS CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,168
- Loans originated
- 5,490
- Purchase / refinance
- 2,271 / 1,778
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Racine County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EDUCATORS CREDIT UNION | 1,399 | 15.3% | — |
| 2 | Landmark Credit Union | 719 | 7.8% | — |
| 3 | Johnson Financial Group 73 out of 100, Strong | 403 | 4.4% | 7.8% |
| 4 | Rocket Mortgage, LLC | 327 | 3.6% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 294 | 3.2% | — |
| 6 | Summit Credit Union | 269 | 2.9% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 231 | 2.5% | 14.1% |
| 8 | NEWREZ LLC | 201 | 2.2% | — |
| 9 | North Shore Bank 84 out of 100, Strong | 198 | 2.2% | 32.8% |
| 10 | Fairway Independent Mortgage Corporation | 183 | 2.0% | — |
| 11 | BMO Bank National Association 83 out of 100, Strong | 170 | 1.9% | 40.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 166 | 1.8% | — |
| 13 | Associated Bank, National Association | 164 | 1.8% | — |
| 14 | Tri City National Bank 71 out of 100, Strong | 147 | 1.6% | 18.2% |
| 15 | University of Wisconsin Credit Union 68 out of 100, Moderate | 143 | 1.6% | 15.4% |
| 16 | AMERICAN PACIFIC MORTGAGE CORPORATION | 136 | 1.5% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 132 | 1.4% | 39.5% |
| 18 | Bank Five Nine 54 out of 100, Below average | 126 | 1.4% | 4.8% |
| 19 | Mortgage Research Center, LLC | 122 | 1.3% | — |
| 20 | GUILD MORTGAGE COMPANY | 93 | 1.0% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 93 | 1.0% | — |
| 22 | MARINE CREDIT UNION 53 out of 100, Below average | 84 | 0.9% | 44.9% |
| 23 | NATIONSTAR MORTGAGE LLC | 84 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 83 | 0.9% | — |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 79 | 0.9% | 31.6% |
| 26 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 79 | 0.9% | 22.2% |
| 27 | GATEWAY MORTGAGE CORPORATION | 75 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 74 | 0.8% | 32.9% |
| 29 | Community State Bank 74 out of 100, Strong | 72 | 0.8% | 9.3% |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 71 | 0.8% | — |
| 31 | GUARANTEED RATE, INC. | 70 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 68 | 0.7% | 3.0% |
| 33 | DHI MORTGAGE COMPANY, LTD. | 66 | 0.7% | — |
| 34 | FIRST COLONY MORTGAGE CORPORATION | 61 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 60 | 0.7% | — |
| 36 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 56 | 0.6% | 9.1% |
| 37 | Loandepot.Com, LLC | 55 | 0.6% | — |
| 38 | SPRING EQ, LLC | 55 | 0.6% | — |
| 39 | Ixonia Bank 67 out of 100, Moderate | 50 | 0.5% | 4.7% |
| 40 | AmeriSave Mortgage Corporation | 49 | 0.5% | — |
Top 40 of 329 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps
- Sheboygan County 4,501 apps