HMDA 2025
Mortgage lenders in Wisconsin
Lenders reported 242,098 home-loan applications for properties in Wisconsin in 2025; 154,432 became loans and the denial rate on decided applications was 16.2%. The busiest county was Milwaukee County with 34,631 applications.
Most active lenders across Wisconsin's counties
- Summit Credit Union 15,625 applications
- University of Wisconsin Credit Union 11,758 applications
- Landmark Credit Union 9,241 applications
- Rocket Mortgage, LLC 7,957 applications
- Associated Bank, National Association 7,481 applications
- PENNYMAC LOAN SERVICES, LLC 5,914 applications
- BMO Bank National Association 5,149 applications
- EDUCATORS CREDIT UNION 4,830 applications
- U.S. Bank National Association 4,781 applications
- COVANTAGE CREDIT UNION 4,466 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 4,426 applications
- JPMorgan Chase Bank, National Association 4,426 applications
- NEWREZ LLC 4,378 applications
- Community First 4,278 applications
- Fairway Independent Mortgage Corporation 3,800 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Adams County | 1,314 | 195 | 20.4% | 364 / 235 |
| Ashland County | 577 | 108 | 23.8% | 148 / 130 |
| Barron County | 1,990 | 172 | 20.3% | 570 / 342 |
| Bayfield County | 721 | 145 | 21.5% | 201 / 131 |
| Brown County | 10,627 | 313 | 11.5% | 3,055 / 2,377 |
| Buffalo County | 436 | 102 | 14.9% | 125 / 82 |
| Burnett County | 871 | 182 | 18.3% | 246 / 162 |
| Calumet County | 2,252 | 192 | 10.0% | 707 / 495 |
| Chippewa County | 2,397 | 184 | 15.4% | 710 / 460 |
| Clark County | 1,062 | 122 | 16.2% | 346 / 217 |
| Columbia County | 3,076 | 208 | 15.8% | 786 / 753 |
| Crawford County | 506 | 118 | 18.9% | 153 / 107 |
| Dane County | 22,884 | 393 | 11.3% | 6,551 / 5,531 |
| Dodge County | 3,875 | 225 | 17.2% | 995 / 885 |
| Door County | 1,561 | 197 | 12.5% | 497 / 331 |
| Douglas County | 1,947 | 176 | 17.2% | 536 / 324 |
| Dunn County | 1,638 | 167 | 17.0% | 438 / 302 |
| Eau Claire County | 3,794 | 217 | 15.1% | 1,161 / 639 |
| Florence County | 166 | 60 | 15.5% | 56 / 30 |
| Fond du Lac County | 4,140 | 245 | 16.7% | 1,247 / 886 |
| Forest County | 502 | 94 | 16.4% | 120 / 151 |
| Grant County | 1,468 | 148 | 15.6% | 454 / 262 |
| Green County | 1,479 | 139 | 15.6% | 424 / 345 |
| Green Lake County | 840 | 148 | 18.4% | 242 / 175 |
| Iowa County | 885 | 108 | 20.9% | 262 / 143 |
| Iron County | 253 | 99 | 19.5% | 78 / 59 |
| Jackson County | 702 | 110 | 16.3% | 212 / 191 |
| Jefferson County | 3,440 | 253 | 16.2% | 967 / 706 |
| Juneau County | 1,129 | 183 | 20.3% | 331 / 233 |
| Kenosha County | 6,979 | 292 | 21.7% | 1,628 / 1,395 |
| Kewaunee County | 863 | 121 | 12.1% | 242 / 185 |
| La Crosse County | 4,148 | 216 | 10.5% | 1,331 / 917 |
| Lafayette County | 474 | 75 | 13.3% | 142 / 115 |
| Langlade County | 1,026 | 116 | 13.4% | 245 / 271 |
| Lincoln County | 1,130 | 155 | 18.2% | 329 / 253 |
| Manitowoc County | 3,403 | 213 | 15.2% | 947 / 790 |
| Marathon County | 5,233 | 234 | 13.8% | 1,462 / 1,244 |
| Marinette County | 2,009 | 173 | 18.9% | 531 / 420 |
| Marquette County | 897 | 135 | 22.0% | 202 / 172 |
| Menominee County | 126 | 41 | 21.0% | 27 / 26 |
| Milwaukee County | 34,631 | 470 | 23.2% | 8,893 / 6,182 |
| Monroe County | 1,717 | 158 | 16.4% | 503 / 395 |
| Oconto County | 2,000 | 175 | 13.2% | 521 / 537 |
| Oneida County | 1,736 | 214 | 17.3% | 499 / 346 |
| Outagamie County | 7,887 | 279 | 9.4% | 2,518 / 1,753 |
| Ozaukee County | 3,949 | 239 | 14.0% | 1,046 / 820 |
| Pepin County | 268 | 71 | 21.6% | 68 / 50 |
| Pierce County | 1,592 | 173 | 16.3% | 462 / 321 |
| Polk County | 2,323 | 210 | 17.8% | 674 / 401 |
| Portage County | 2,135 | 187 | 16.2% | 560 / 504 |
| Price County | 580 | 136 | 22.9% | 203 / 102 |
| Racine County | 9,168 | 329 | 19.9% | 2,271 / 1,778 |
| Richland County | 496 | 102 | 16.6% | 139 / 118 |
| Rock County | 7,985 | 297 | 17.5% | 2,167 / 1,730 |
| Rusk County | 567 | 122 | 22.5% | 153 / 96 |
| Sauk County | 2,751 | 209 | 17.3% | 739 / 651 |
| Sawyer County | 845 | 166 | 17.2% | 266 / 132 |
| Shawano County | 1,718 | 148 | 12.7% | 412 / 480 |
| Sheboygan County | 4,501 | 245 | 13.5% | 1,232 / 1,011 |
| St. Croix County | 4,434 | 274 | 15.2% | 1,287 / 804 |
| Taylor County | 663 | 113 | 17.4% | 185 / 133 |
| Trempealeau County | 878 | 130 | 17.5% | 282 / 167 |
| Vernon County | 923 | 134 | 13.8% | 283 / 245 |
| Vilas County | 1,354 | 212 | 16.3% | 389 / 288 |
| Walworth County | 4,998 | 340 | 19.4% | 1,233 / 947 |
| Washburn County | 724 | 150 | 19.9% | 190 / 124 |
| Washington County | 6,309 | 292 | 14.9% | 1,724 / 1,341 |
| Waukesha County | 19,347 | 405 | 13.5% | 4,829 / 4,368 |
| Waupaca County | 2,298 | 187 | 16.1% | 609 / 463 |
| Waushara County | 1,239 | 170 | 20.8% | 304 / 262 |
| Winnebago County | 6,765 | 273 | 12.2% | 2,186 / 1,340 |
| Wood County | 2,497 | 198 | 19.7% | 759 / 453 |