HMDA 2025
Mortgage lenders in Arizona
Lenders reported 354,749 home-loan applications for properties in Arizona in 2025; 183,621 became loans and the denial rate on decided applications was 20.3%. The busiest county was Maricopa County with 213,129 applications.
Most active lenders across Arizona's counties
- UNITED SHORE FINANCIAL SERVICES, LLC 25,473 applications
- Rocket Mortgage, LLC 18,156 applications
- DESERT FINANCIAL CREDIT UNION 16,875 applications
- PENNYMAC LOAN SERVICES, LLC 15,695 applications
- JPMorgan Chase Bank, National Association 11,628 applications
- NEWREZ LLC 8,321 applications
- FREEDOM MORTGAGE CORPORATION 8,130 applications
- CROSSCOUNTRY MORTGAGE, INC. 7,573 applications
- Bank of America, National Association 6,779 applications
- Fairway Independent Mortgage Corporation 6,759 applications
- Loandepot.Com, LLC 6,182 applications
- GUILD MORTGAGE COMPANY 4,924 applications
- NOVA FINANCIAL & INVESTMENT CORPORATION 4,793 applications
- U.S. Bank National Association 4,761 applications
- SPRING EQ, LLC 4,752 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Apache County | 1,206 | 145 | 39.4% | 245 / 126 |
| Cochise County | 5,688 | 240 | 21.7% | 1,367 / 1,080 |
| Coconino County | 5,480 | 331 | 20.2% | 1,467 / 946 |
| Gila County | 2,790 | 239 | 22.6% | 683 / 464 |
| Graham County | 1,667 | 149 | 23.4% | 421 / 286 |
| Greenlee County | 162 | 58 | 27.4% | 27 / 27 |
| La Paz County | 467 | 122 | 30.0% | 96 / 73 |
| Maricopa County | 213,129 | 943 | 20.1% | 55,262 / 33,966 |
| Mohave County | 12,741 | 415 | 20.6% | 3,606 / 2,101 |
| Navajo County | 4,309 | 283 | 21.5% | 1,114 / 736 |
| Pima County | 47,006 | 561 | 19.8% | 12,529 / 6,855 |
| Pinal County | 34,687 | 548 | 19.8% | 11,347 / 4,394 |
| Santa Cruz County | 2,115 | 188 | 23.9% | 473 / 352 |
| Yavapai County | 14,250 | 442 | 21.1% | 3,619 / 2,284 |
| Yuma County | 9,052 | 276 | 20.6% | 2,590 / 1,399 |